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April 9, 2023

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Risk is Exposure to Loss Retirement planning is a crucial aspect of personal finance, and it involves a lot of decision-making that affects an individual’s life after they retire. Many. . .

April 8, 2023

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With current bankruptcy laws making it more difficult to qualify for debt relief on still available avenue could be the use of an annuity. In some states the income from. . .
April 7, 2023

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Reducing estate tax liability is getting more complicated. A very significant thing has recently happened regarding estate taxes. The significance of this change is far-reaching; the agent that grasps this. . .

April 7, 2023

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The SECURE Act 2.0, enacted at the end of 2022, significantly changes the rules governing required minimum distributions (RMDs) for owners of traditional IRAs and Roth 401(k) accounts. Here’s what. . .

April 7, 2023

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Creating an exit strategy should be a top priority when planning for retirement. An exit strategy is simply a plan of action to ensure that you can continue to sustain. . .

April 6, 2023

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Retirement plans play a crucial role in ensuring long-term financial security for many individuals. Understanding these plans can be tricky, especially with the myriad of options available. Two common employer-sponsored. . .

April 5, 2023

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The Secure Act 2.0 – officially designated the Enhancing American Retirement Now Act – was passed at the end of last year. Its provisions build on the 2019 SECURE Act,. . .

April 5, 2023

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A Lifetime Income Benefit Rider (LIBR) is an optional feature that can be added to an annuity contract. It guarantees a specific income stream for the contract owner for life,. . .

April 5, 2023

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Long-term care for retirees is a critical issue in the United States. As the population ages, the demand for long-term care services is expected to increase. However, racial disparities in. . .

April 5, 2023

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The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that provides insurance to depositors in case their bank fails. However, the FDIC does not. . .

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