© 2022 Annuity.com – A National Organization Focused on Truth, Transparency, and Trust.
For Licensed Agents | Find An Agent | Member Login
About | Contact | Glossary | Code of Ethics | Terms of Use | Privacy Policy | Website Accessibility
© 2022 Annuity.com – A National Organization Focused on Truth, Transparency, and Trust.
For Licensed Agents | Find An Agent | Member Login
About | Contact | Glossary | Code of Ethics | Terms of Use | Privacy Policy | Website Accessibility
What Are The Key Differences Between Projected And Guaranteed Retirement Plans?
/in Retirement Planning/by Brad RhodesWhile both projected and guaranteed retirement plans provide financial stability during retirement, they each have distinct advantages and drawbacks. A projected plan, such as a 401(k), relies on market performance to determine the amount of funds available for the retiree. This can be risky, as there is no guarantee of how much money will be […]
2023 Retirement Account Contribution Limits
/in Retirement Planning/by Derrick LoflinIt’s no secret that saving for retirement can be a challenge. Between the rising cost of living and the uncertainty of the future, it can be challenging to set aside enough money to ensure a comfortable retirement. However, employees using 401(k), 403(b), most 457 plans, or the Thrift Savings Plan will be happy to know […]
Don’t Let Poor Planning Ruin Your Retirement
/in Retirement Planning/by Douglas HermannA recent study found that nearly two-thirds of Americans have no idea how they will pay for their healthcare costs in retirement. This is a startling statistic, considering that health care is one of the retirees’ most significant expenses. While Medicare does cover some costs, it doesn’t cover everything, and many seniors face substantial out-of-pocket […]
Do You Have A Guaranteed Paycheck For The Rest Of Your Life?
/in Annuities, Retirement Planning/by Gary SzewczykLike most people, you probably want to have a comfortable retirement. That means having ample money to cover your costs without worrying about running out. One of the best ways to get this done is by securing a guaranteed lifetime income. This is income paid to you for the rest of your life, with protection […]
Why A Retirement Planner Should Be A Part Of Your Retirement Plan
/in Investing, Retirement Planning/by Mike KaminskiThere’s no denying that retirement planning is a complex topic. There are many moving parts and pieces to consider, from Social Security and Medicare to investment strategy and estate planning. It can be difficult to know where to start or even where to turn for help. An excellent way to ensure that you are making […]
Why Retirement is Harder for Women
/in Retirement Planning/by Joe EdgeworthIt’s no secret that retirement planning is often neglected, especially by young adults. However, a new study has found that the problem is particularly acute for women. According to the US Census Bureau, about 50% of women ages 55 to 66 have no personal retirement savings, compared to 47% of men. The gender gap persists […]
8 Important Facts About Retirement Planning
/in Retirement Planning/by Bill BroichSuppose you don’t have enough saved for retirement. Research shows that the average American has $95,776 saved for retirement, and 1 in 3 Americans have no retirement savings. If this sounds like your situation, you might consider several options, including working during retirement, downsizing your home, or delaying your Social Security benefits. You should also […]
Lock In The Interest Before It Goes Away
/in Annuities/by Bill BroichHurry: Lock in the Interest Before It Goes Away “The end of the Federal Reserve’s campaign to raise interest rates is approaching, according to Morgan Stanley strategist Michael Wilson.” Bill Broich Example of what is currently available: 5-year guaranteed interest of 5.2% or higher 3- year Guaranteed interest of 4.5% or higher (subject to change and […]
What Is COLA And What Does It Mean For Seniors?
/in Investing, Retirement Planning/by Joseph ZimmermannCost of living adjustments (COLAs) are meant to help ensure that Social Security benefits keep up with inflation. However, several factors can affect how well COLAs actually achieve this goal. One issue is the way that inflation is measured. The Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) is the most commonly […]
The Difference Between Permanent And Term Life Insurance
/in Retirement Planning/by Roy SnarrWhen it comes to life insurance, there are two main types: term and permanent. Permanent life insurance is a bit more complex than term, so it’s essential to understand what it is before you decide which is the right choice. This article will discuss what permanent life insurance is and how it works. What are […]