Life insurance can be an excellent option for seniors looking to provide their loved ones financial security and peace of mind. It can help cover end-of-life expenses and leave an inheritance for family members, as well as many other benefits we will discuss below. Let’s look at the types of life insurance available to seniors, […]
Leaps and bounds, but still a long way to go. Nothing compares to the feeling of opening the first bank account in your own name. For women, it means so much more than just an account; it’s independence, a sense of security, and a sense of ownership over their own lives and well-being. However, it […]
With the failure of several large banks in this country, concern over the banking industry is merited. Since size doesn’t seem to be an issue, both small and large banks cannot be immune from the possibility of failure. Banks have never been safer! With state bank regulators working with the Federal Reserve, our whole banking […]
Are you an optimist? Retirement planning is one of the most critical decisions we make in our lives. We spend most of our working years accumulating funds to live a comfortable life after retirement. While having a positive outlook and optimism about our future is essential, too much of it can be devastating to our […]
Will the stock market volatility reduce your retirement funds? Saving for retirement can be daunting, but securing your future financial stability is essential. The market can be unpredictable, with sudden dips and drops, significantly impacting your retirement savings. Market drawdowns are among the most critical factors affecting your retirement savings. Let’s dive deeper into why […]
“If you are a federal employee covered by FERS who needs or wants to retire earlier than planned, MRA 10+ may be an option. MRA + 10 allows Feds who have met minimum age requirements and have at least ten years of service to retire sooner than expected.” Brian Swerdlow Federal employees under the Federal […]
As we all know, life can be unpredictable. This is why it is important to have financial buffers in place to protect your family. In this article, we will discuss the importance of having financial buffers for young families and some of the most common types of financial buffers, such as life insurance, health insurance, […]
Retirement planning is something that starts the moment you enter the workforce. It’s important to have a retirement plan to ensure that you can live comfortably once you reach your 50s and beyond. Additionally, there are certain milestones over 50 that you should be aware of when planning for retirement. This article will outline these […]
Retirement planning involves more than just thinking about how much money you’ll have when you retire. It’s about creating a secure financial plan that will provide a steady stream of income for the rest of your life, no matter how long it may be. In this article, we’ll discuss what retirement security entails, the weaknesses […]
Purchasing trends are mirroring those from the 2008 recession, with decisions being driven by a growing concern about stock market volatility. Despite these fears, the Federal Reserve’s decision to raise interest rates to reduce inflation could positively impact purchasing annuities in 2023. Although the Federal Reserve may not directly impact their interest crediting rates, it […]
Understanding Life Insurance for Seniors
/in Retirement Planning/by Matt MooreLife insurance can be an excellent option for seniors looking to provide their loved ones financial security and peace of mind. It can help cover end-of-life expenses and leave an inheritance for family members, as well as many other benefits we will discuss below. Let’s look at the types of life insurance available to seniors, […]
The Rise of the Working Woman and Her Quest for Financial Freedom
/in Retirement Planning/by Arianna Del Palazzo-LavalleeLeaps and bounds, but still a long way to go. Nothing compares to the feeling of opening the first bank account in your own name. For women, it means so much more than just an account; it’s independence, a sense of security, and a sense of ownership over their own lives and well-being. However, it […]
Is Your Bank Safe: Does Size Matter?
/in Investing/by Bill BroichWith the failure of several large banks in this country, concern over the banking industry is merited. Since size doesn’t seem to be an issue, both small and large banks cannot be immune from the possibility of failure. Banks have never been safer! With state bank regulators working with the Federal Reserve, our whole banking […]
When Optimism Can Be Devastating
/in Retirement Planning/by Martin BeckerAre you an optimist? Retirement planning is one of the most critical decisions we make in our lives. We spend most of our working years accumulating funds to live a comfortable life after retirement. While having a positive outlook and optimism about our future is essential, too much of it can be devastating to our […]
Why Market Draw Downs Slash Total Retirement Dollars
/in Retirement Planning/by Dave MelloWill the stock market volatility reduce your retirement funds? Saving for retirement can be daunting, but securing your future financial stability is essential. The market can be unpredictable, with sudden dips and drops, significantly impacting your retirement savings. Market drawdowns are among the most critical factors affecting your retirement savings. Let’s dive deeper into why […]
What is MRA+10 and how can federal employees access this option?
/in Retirement Planning/by Brian Swerdlow“If you are a federal employee covered by FERS who needs or wants to retire earlier than planned, MRA 10+ may be an option. MRA + 10 allows Feds who have met minimum age requirements and have at least ten years of service to retire sooner than expected.” Brian Swerdlow Federal employees under the Federal […]
Financial Buffers: Protecting Your Family Now and in the Future
/in Retirement Planning/by Brad RhodesAs we all know, life can be unpredictable. This is why it is important to have financial buffers in place to protect your family. In this article, we will discuss the importance of having financial buffers for young families and some of the most common types of financial buffers, such as life insurance, health insurance, […]
Retirement Planning: Important Birthdays Over 50
/in Retirement Planning/by Mark KollarRetirement planning is something that starts the moment you enter the workforce. It’s important to have a retirement plan to ensure that you can live comfortably once you reach your 50s and beyond. Additionally, there are certain milestones over 50 that you should be aware of when planning for retirement. This article will outline these […]
Retirement Planning: A Guide to Security in Uncertain Times
/in Retirement Planning, Social Security/by Dave StanleyRetirement planning involves more than just thinking about how much money you’ll have when you retire. It’s about creating a secure financial plan that will provide a steady stream of income for the rest of your life, no matter how long it may be. In this article, we’ll discuss what retirement security entails, the weaknesses […]
Annuity Market Cooling
/in Annuities, Retirement Planning/by John StevensonPurchasing trends are mirroring those from the 2008 recession, with decisions being driven by a growing concern about stock market volatility. Despite these fears, the Federal Reserve’s decision to raise interest rates to reduce inflation could positively impact purchasing annuities in 2023. Although the Federal Reserve may not directly impact their interest crediting rates, it […]