As you begin to contemplate retirement from your current job, you have the opportunity to take funds from your 401K account and transfer it into a better vehicle. Use an Annuity to transfer your money into a better, less restrictive, and more flexible plan. What are the Advantages of rolling your 401k into an Annuity? […]
What are investments?
An investment is something that you put money into with the expectation of earning a profit. For example, you might buy shares of ownership in a company. If the company does well, the value of the stock will go up, and you can sell it for more than you paid.
Learn more about investing from our financial advisors below.
“In today’s insane economic environment, it’s easy to be lured into risking your savings by chasing after returns. If you’re close to retirement, keep calm and focus on your long-term objectives.” – Tim Davis If you’re a few years from retirement, you’ve lived long enough to know there is a tradeoff between risk and reward. For […]
Learn how to identify and recognize phishing scams Simply ask for it. That’s the easiest way for an identity thief to steal your personal information. People fall victim to phishing scams daily through emails, texts, or phone calls and mistakenly turn over important data. In turn, cybercriminals try to use that data to file fraudulent […]
Timing the market, especially post-COVID, is difficult for even the most seasoned investors. However, the closer you are to retirement, the less time you’ll have to recover from money mistakes. Whether you are in the early stages of growing wealth or are beginning to wind down the accumulation facet of your financial life, dollar-cost averaging […]
“The best time to start planning your retirement is probably the day you get your first paycheck.” Jeff Kennedy If you’re like most people, planning retirement when you believe you have 15 or 20 years of work left feels a bit premature. However, earlier is almost always better when planning for the end of your […]
A dangerous phenomenon is happening within the financial services industry. For years marketing gurus taught the masses about niche marketing. We listened and drank the Kool-Aid. It happened across almost every industry and worked like a champ. Specialists homed in on their craft and focused their energy on profitability by focusing on specific segments of […]
Open Enrollment (AEP) is around the corner, and for 44 million enrolled beneficiaries (1), this becomes a time to take advantage to see what changes are coming up and possibly change plans. And roughly 3 million Americans (2) will be turning 65 every year and enroll for the first time. Medicare for those first […]
You can’t turn on the TV or the Radio or look at a newspaper these days without hearing the expression “Fake News” thrown at someone or an institution. A long, emotional explanation usually follows this as to why that specific institution or person is not being honest in what they are saying or doing. Why […]
Inflation poses a severe threat to all Americans and can cause profound damage to your retirement savings. As of June, the inflation rate in the US was a whopping 9.1%, the highest it’s been since 1981. During times of high inflation, the price of goods and services skyrocket, including the cost of college tuition, healthcare, […]
As the cost of living continues to rise, people are increasingly looking for ways to reduce their taxable income. According to a recent survey, nearly 60% of Americans say they would be willing to invest in tax-saving strategies if they knew how. This suggests a significant amount of interest in reducing one’s tax burden. While […]