An investment is something that you put money into with the expectation of earning a profit. For example, you might buy shares of ownership in a company. If the company does well, the value of the stock will go up, and you can sell it for more than you paid.
Learn more about investing from our financial advisors below.
Unpacking the Intricacies of Rate of Return on Investments Regarding investment decisions, one question reigns supreme: “What is the rate of return?” The answer you get essentially depends on who you consult. Pose this question to an investment broker, and you might hear that the average rate of return on an XYZ mutual fund is […]
Five Cost-Free Cybersecurity Tips to Safeguard Your Retirement Americans’ top worries about crime today revolve around digital safety. The leading concerns include “having your personal, credit card, or financial information stolen by computer hackers” and “being the victim of identity theft.” As the world shifts further into the digital realm, adapting to this new reality […]
As it applies to our daily lives, the word ‘structure’ normally has a positive connotation. Merriam-Webster’s defines the word as a “coherent form or organization.” In a world that seems increasingly chaotic every day, it would be desirable then to have more coherency and organization. When it comes to planning our finances, structured notes and […]
The news of the closure of three banks in 2023 has sent shockwaves across the financial world. As customers of these banks scramble to secure their savings and investments, it is helpful to remember the role of the Federal Deposit Insurance Corporation (FDIC) in protecting deposits up to $250,000. The FDIC was created in 1933 […]
Physicians are taking the brunt of lowered medical costs reimbursements. Increasingly, medical providers are deciding not to handle Medicare patients any longer; instead, they are offering services to those over age 65 with their actual cost of services being billed. The Medicare enrollee has no viable option of asking Medicare for reimbursement and is faced […]
Investing in financial markets may involve taking risks to achieve your desired returns. One of the fundamental principles of risk management in investing is diversification, which refers to spreading investments across different asset classes, sectors, and geographical regions to reduce risk. In particular, diversification is widely recognized as an effective way to reduce volatility in […]
Not all companies pay dividends Dividends are a form of payment made by companies to their shareholders, representing a portion of the company’s earnings. They are typically distributed in the form of cash but can also be paid out in the form of additional shares of stock or other property. Dividends are usually paid out quarterly […]
First, it’s important to understand that the stock market is volatile, with prices constantly fluctuating due to various economic, political, and social factors. While the stock market has historically trended upward, there have been many periods of decline, such as the Great Depression, the dot-com bubble, and the 2008 financial crisis. In some cases, these […]
A Life Insurance Policy Is Like Any Asset, It Has Value, and It Can Be Sold. As we go through life, we face many challenges and uncertainties. One of the most significant challenges we face is the uncertainty of our lifespan. To prepare for such an uncertain future, many people buy life insurance policies. A […]
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that provides insurance to depositors in case their bank fails. However, the FDIC does not cover Bitcoin, the most popular cryptocurrency. There are several reasons for this. First, Bitcoin is not a traditional deposit. When people deposit money in a […]
© 2023 Annuity.com – A National Organization Focused on Truth, Transparency, and Trust.
For Licensed Agents | Honors| Member Login
About | Contact | Glossary | Code of Ethics | Terms of Use | Privacy Policy | Website Accessibility
