Examine different type of investments, investment strategies, market dynamics and other critical information.

Are We There Yet?

Have we hit bottom? As far as the stock market goes, I mean. It’s hard to tell, but the critical thing to remember is that the recession of 2008 started the week ending 12/31/2007; the market was 13,264.82. It didn’t hit that mark again until the week ending 8/17/2012. Four and a half years later! [...]

By |2021-06-29T23:48:51+00:00July 18th, 2021|Investing|

Use The Bank Ladder Approach To Increase Yield On Your Bank Deposits

This simple and yet efficient approach to solving interest rate volatility can work for you. It involves annual maintenance on the investor’s part and using the internet for available interest rates.  Never allow anyone to charge you for this approach to bank deposits, do it yourself.  There are numerous options available to find and secure [...]

By |2021-06-30T00:20:43+00:00July 16th, 2021|Investing|

What Did You Say?

What did you say? You know how this goes. Markets decline, account values drop, clients get nervous, call you for advice, and now it is up to you to provide comfort and reassurance. What do you say? You probably have some well-rehearsed words of wisdom, but here is my question. Are those soothing, comforting words even [...]

By |2021-07-06T15:12:16+00:00July 6th, 2021|Investing|

What Is A Short-Selling Squeeze

"Depending on to whom you listen, the recent GameStop "short squeeze" affair will have little to no impact on long-term investors, or… it will change everything."-Eric Coons If you saw the film The Big Short, starring Christian Bale, then you have undoubtedly heard of the standard Wall Street practice of "short selling." While there are [...]

Do You Have The Liquidity Needed For Downturns?

 "Liquid assets are a major component of a healthy financial plan. Are you making sure your clients have the cash they need to hedge against disasters?" Del Fujinaka Income shocks produced as a result of the pandemic have had a somewhat purifying effect on financial planning. Before COVID-19, many consumers were dismissive of the idea [...]

The Purpose Of Money Dictates Where We Invest

Let me say that all of America knows where to find Safety—CDs, money markets, and treasury bonds. All of America knows where to find an opportunity—the stock market. However, many do not know where to find safety, an opportunity for growth, liquidity, and income on the same dollar, at the same time, with no risk [...]

Retirees Should Invest In A Fixed Indexed Annuity 

As people get close to their retirement years, objectives and goals must adjust from accumulation to income distribution, and portfolio investment risk must be also be addressed accordingly. There is no good reason for investors at or near retirement to have stock or bond market risk, especially in the current low-interest-rate environment. So, where can [...]

If You’re Having Trouble Planning For Retirement, Your Brain May Be To Blame

"Life expectancies have dramatically increased in North America and much of the rest of the world. People now have to make critical life choices with a longer future in mind than ever before."- Teresa Kuhn. There's not much retirement advice I can give you that you haven't heard before. Parents, friends, co-workers, financial advisors, and [...]