Examine different type of investments, investment strategies, market dynamics and other critical information.

Do You Really Have To Choose Between Paying Off Debt Or Saving For Retirement?

"Some people believe that you only have one option: either pay off debt or save money. What if it were possible to do BOTH? What if there were a way to turn your debt into wealth?"- Teresa Kuhn. As a specialist in transforming debt into wealth, I am acutely aware of the dilemma faced by [...]

Why Achieving Financial Unity Is Critical For Married Couples

"Widowhood and divorce remain financially and emotionally devastating. Even younger women are wise to plan for the day when they no longer have their spouse or significant other." Raina Greene Karla N. (not her real name) epitomizes the 21st Century woman; self-assured, confident, entrepreneurial, and well-educated. Karla married at age 21, right after receiving her [...]

By |2021-05-06T18:44:08+00:00May 6th, 2021|Annuities, Estate Planning, Insurance, Investing, Real Estate|

What You Need To Know About Cryptocurrency Before You Invest A Single CENT

"Investing in Bitcoin or other alt-coins can be highly speculative, volatile, and risky. It's important to look past the hype and educate yourself before adding crypto to your portfolio, especially as you near retirement."- Eric Coons It's hard to read a financial column or watch a video on investing without encountering at least a brief [...]

By |2021-04-28T18:07:03+00:00April 21st, 2021|Financial Planning, Investing, Retirement Planning|

It’s Always Wise to Include Annuities

"Offering retirees the chance to obtain tax-deferred growth and guaranteed income in retirement, annuities should always be part of a retirement and income specialist's tool kit." Michael Masor. Successful financial advisors understand that the days of selling a product and never seeing that client again are long gone. Instead, retirement planning has morphed into more [...]

Will The Future Be Surviving A Financial Armageddon?

"Will the future be surviving a financial Armageddon? Big Stock Market increases of wild Market swings that keep you up at night?" - Ray Cessna There are times in your life that you will never forget!! Dates that you know exactly where you were and what you were doing. Would your grandfather say he was [...]

Will You Be Dragging Debt With You When You Retire?

"According to recent Federal Reserve research, Americans are behind on more than $600 billion in bills. Nearly one in ten of us has a debt in collection."- Teresa Kuhn. In the fourth quarter of 2020, total U.S. personal debt reached a record $14.15 TRILLION, higher than the pre-recession peak of $12.68 trillion. The debt situation [...]

Is Your Financial Advisor Talking Up “ILAs?”

"You may be hearing more about a newer type of annuity product- the ILA, or "buffer" annuity in the coming months. But, be careful you know the pros and cons before jumping on the bandwagon."- Dave Barr With interest rates hovering near-zero for at least the next couple of years, indexed linked annuities (ILAs), also [...]

By |2021-03-02T18:38:39+00:00February 27th, 2021|Annuities, Estate Planning, Insurance, Investing, Retirement Planning|

Mistakes Government Employees Must Avoid If They Plan On Retiring In 2021-2022

“If you are a federal or state employee planning to retire in the next year, you should waste zero time planning your exit.”- George Politarhos If you are like most federal employees under the Federal Employees Retirement System (FERS), you have numerous things to consider. Many Federal, State and local employee programs complicate retirement planning [...]

Some Key Points Of President Biden’s Tax Plan

"By focusing on low and middle-income earners, Joe Biden hopes to stimulate a pandemic-ravaged economy. The impact could be significant for higher net worth individuals and corporations."- Jerry Yu. Now that both the House and Senate are in the hands of Democrats, it is likely that President will be able to get more of his [...]

Should You Use Alternative Investments To Increase Your Portfolio’s Diversity And Resilience?

2020 was a year notable for a series of disruptive economic events, dramatic shifts in the way Americans work, and renewed interest in alternative markets, especially those embracing change to maintain relevance. The year began smoothly enough as many asset classes and indices experienced growth from the beginning of the year until around the middle [...]