Stephen Dybwad, Author at Annuity.com

About Stephen Dybwad

Steve has been providing highly individualized financial guidance to clients across the nation for over 30 years. He is a popular speaker and lecturer, and has formed several strategic alliances with accountants, attorneys, and other professionals to bring a multi-disciplined approach to the planning process. Host of the Steve Dybwad Safe Money Radio Show. Web Sites: stephendybwad.retirevillage.com | stephenjdybwad.com

Office: (800) 959-3526 | Investment Advisor Representative

Articles by Stephen Dybwad

Stephen Dybwad

A Brief Guide on Investing in an Annuity

January 20, 2023/in Annuities, Retirement Planning/by Stephen Dybwad

You may have heard of annuities and have a general idea of how they work, but do you know how to find the right annuity for your needs? These products can be complex at times; however, by researching and consulting a trusted financial advisor, you will be well on your way to finding an annuity […]

Are You Comfortable With Risk You Are Taking?

February 15, 2022/in Retirement Planning/by Stephen Dybwad

In the 2009-2010 NFC Championship Game, the Minnesota Vikings and the New Orleans Saints were tied 28-28 late in the fourth quarter, with the Vikings close to field goal range. Vikings quarterback Brett Favre took the snap, rolled to his right, and saw about 30 yards of open field in front of him. Even though […]

What Did You Say?

July 6, 2021/in Investing/by Stephen Dybwad

What did you say? You know how this goes. Markets decline, account values drop, clients get nervous, call you for advice, and now it is up to you to provide comfort and reassurance. What do you say? You probably have some well-rehearsed words of wisdom, but here is my question. Are those soothing, comforting words […]

At Risk

June 27, 2018/in Retirement Planning/by Stephen Dybwad

Every decision you make today, and action you take today, carries an element of risk and offers a potential benefit. It’s such an inherent part of life, and we don’t even think about it. The only time we think much about risk is when the risk makes us uncomfortable. We tend to measure risk with […]

Lions And Tigers And Fees Oh My!

April 25, 2018/in Investing/by Stephen Dybwad

There are advisors today who make a big deal about the fees the “other guys” charge. Apparently, they want you to believe that they don’t get paid to help you – or at least not as much. Do you think that’s true? Discussions about fees can get confusing because there are a lot of different […]

Watch Those Comparisons

April 20, 2018/in Annuities/by Stephen Dybwad

Make sure your comparisons are apples to apples Which is better, a hammer or a screwdriver? It depends on what you are trying to accomplish, doesn’t it? Both of them can be wonderful, or both of them can be useless. And even though you are comparing similar things (tools), it all depends on the task […]