Examine different type of investments, investment strategies, market dynamics and other critical information.

The Dow Jones Industrial Average Will Hit 30,000

I remember well that statement being made at a financial convention years ago, the speaker followed up his announcement with this: “I just don’t know when!” It seems that the stock market is always going up, and yet the past few days something odd has happened, it has dropped, dropped like a rock. Immediately after [...]

By |2021-10-07T19:57:33+00:00October 7th, 2021|Investing|

Invisible Fees In Mutual Funds

Transparency in the financial world has traditionally been lacking. As information sources have increased, along with it has come more chances to look behind the curtain. For example, the mutual fund industry in America is enormous; most Americans have or currently do use these products for accumulating funds for retirement and many other uses. Mutual [...]

By |2021-10-07T18:08:40+00:00October 7th, 2021|Investing|

What Is Capital Preservation, And How Can You Achieve It?

"If you're approaching retirement and have a low risk tolerance, a capital preservation strategy may be your best option."- Jeff Kennedy People who are approaching retirement or are already retired typically find that their desire to take on more risk has lessened considerably. This aversion to risk is why many seniors choose more conservative investment [...]

By |2021-09-25T00:37:42+00:00September 25th, 2021|Estate Planning, Investing, Retirement Planning|

Are US Treasuries A Smart Bet For You?

US Treasuries are the safest possible place to invest your money. There is nothing on planet earth safer. Treasury bonds are issued and backed by the federal government, the full faith and credit of the United States Government. The advantage is safety; the disadvantage is the yield you may earn can be lower than other investment options. The question to ask is simple, is the lesser yield still sufficient for your needs?

By |2021-09-28T02:52:37+00:00July 29th, 2021|Investing|

Are We There Yet?

Have we hit bottom? As far as the stock market goes, I mean. It’s hard to tell, but the critical thing to remember is that the recession of 2008 started the week ending 12/31/2007; the market was 13,264.82. It didn’t hit that mark again until the week ending 8/17/2012. Four and a half years later! [...]

By |2021-06-29T23:48:51+00:00July 18th, 2021|Investing|

Use The Bank Ladder Approach To Increase Yield On Your Bank Deposits

This simple and yet efficient approach to solving interest rate volatility can work for you. It involves annual maintenance on the investor’s part and using the internet for available interest rates.  Never allow anyone to charge you for this approach to bank deposits, do it yourself.  There are numerous options available to find and secure [...]

By |2021-08-31T20:27:36+00:00July 16th, 2021|Investing|

What Did You Say?

What did you say? You know how this goes. Markets decline, account values drop, clients get nervous, call you for advice, and now it is up to you to provide comfort and reassurance. What do you say? You probably have some well-rehearsed words of wisdom, but here is my question. Are those soothing, comforting words even [...]

By |2021-07-06T15:12:16+00:00July 6th, 2021|Investing|