Examine different type of investments, investment strategies, market dynamics and other critical information.

The Purpose Of Money Dictates Where We Invest

Let me say that all of America knows where to find Safety—CDs, money markets, and treasury bonds. All of America knows where to find an opportunity—the stock market. However, many do not know where to find safety, an opportunity for growth, liquidity, and income on the same dollar, at the same time, with no risk [...]

Retirees Should Invest In A Fixed Indexed Annuity 

As people get close to their retirement years, objectives and goals must adjust from accumulation to income distribution, and portfolio investment risk must be also be addressed accordingly. There is no good reason for investors at or near retirement to have stock or bond market risk, especially in the current low-interest-rate environment. So, where can [...]

If You’re Having Trouble Planning For Retirement, Your Brain May Be To Blame

"Life expectancies have dramatically increased in North America and much of the rest of the world. People now have to make critical life choices with a longer future in mind than ever before."- Teresa Kuhn. There's not much retirement advice I can give you that you haven't heard before. Parents, friends, co-workers, financial advisors, and [...]

Does The Calculation “120 Minus Your Age” Make Sense Anymore?

"For years, pre-retirees have been told to follow a "120 minus your age" investing formula. But, do dramatic shifts in the economic landscape make that advice obsolete?" Eric Coons A fundamental principle for an investor is the gradual reduction of risk as you approach retirement age. It makes sense because retirees generally don't have the [...]

By |2021-06-17T22:17:57+00:00June 10th, 2021|Annuities, Insurance, Investing, Retirement Planning|

What Should You Do If You Inherit An Annuity?

"You cannot avoid paying taxes on an inherited annuity, but there are several things you can do to defer the pain." Joe Uppleger While inheriting an annuity from a loved one can be a welcome windfall, particularly as you plan your retirement, there are tax implications that you need to consider. The method of receiving [...]

By |2021-06-04T17:52:34+00:00June 4th, 2021|Annuities, Investing, Retirement Planning|

Does Your Advisor Have A Contingency Plan? If Not, Your Wealth May Be At Risk?

"You spent a long time locating the perfect financial advisor. But, are you prepared for the day when that advisor can no longer assist you with your retirement portfolio?"- John Ripley. If your advisor died or was incapacitated, do you know who would step in to handle your account? Nearly everyone who has begun the [...]

By |2021-06-02T23:16:12+00:00June 2nd, 2021|Estate Planning, Investing, Retirement Planning|

The Zoo: Understanding Bulls, Bears and the Deer

Animals can help us understand how the market dictates movement, up or down. "I have a million dollars in the stock market because if I lose a million dollars, I don't personally care."- Suze Orman, quoted in the New York Times. Many financial experts sell the path to success by using their all-knowing system. Suze [...]

By |2021-08-31T22:56:59+00:00June 1st, 2021|Annuities, Investing|

Do You Really Have To Choose Between Paying Off Debt Or Saving For Retirement?

"Some people believe that you only have one option: either pay off debt or save money. What if it were possible to do BOTH? What if there were a way to turn your debt into wealth?"- Teresa Kuhn. As a specialist in transforming debt into wealth, I am acutely aware of the dilemma faced by [...]

Why Achieving Financial Unity Is Critical For Married Couples

"Widowhood and divorce remain financially and emotionally devastating. Even younger women are wise to plan for the day when they no longer have their spouse or significant other." Raina Greene Karla N. (not her real name) epitomizes the 21st Century woman; self-assured, confident, entrepreneurial, and well-educated. Karla married at age 21, right after receiving her [...]

By |2021-05-06T18:44:08+00:00May 6th, 2021|Annuities, Estate Planning, Insurance, Investing, Real Estate|