Financial Goals Meet Life Goals
Retirement planning is more than just crunching numbers, setting financial goals, and choosing suitable investments—it’s about planning for a new phase of your life! When I sit down with clients, whether they’re a husband-wife team or individuals, my questions stretch beyond just the “how much do you have saved?” aspect. Don’t get me wrong, that’s crucial, too, but there’s more to the story, folks!
So, what else is on the table? Well, I’m interested in what you’re dreaming of doing once those office hours are behind you. Are you looking forward to tending your garden all day? Learning the tango? Writing that novel you’ve been talking about? Your plans matter because they help me understand how your finances will need to support your new lifestyle.
Here’s another thing: Retirement brings a bag of mixed emotions. Some are excited, dreaming of world tours or endless family time. Others are anxious about the big changes coming their way. Usually, in a couple, the feelings are mixed—maybe hubby is thrilled, envisioning golf courses and fishing trips, but the wife is a bit jittery about life without the 9-to-5 routine.
Why is this emotional stuff so important? Because a worry-free retirement is about more than just having enough money in the bank. It’s about stepping into this new chapter with a sense of excitement and possibility, not fear and trepidation. And sometimes, people need a little guidance to get there, to unpack those fears and embrace the opportunities.
So, my job is not just to be your number cruncher or investment guru. I’m here to be your retirement life coach, too. I want to understand your hopes, dreams, fears, and hesitations. Only then can we create a financial plan tailored to you—not just generic advice based on age and income, but a personalized road map that makes your retirement dreams achievable while easing those jitters.
Whether you’re both super excited or uncertain, it’s all valuable info that helps me help you plan better. Maybe one of you needs more assurance about healthcare options, or perhaps you both need help visualizing what daily life could look like. I aim to be with you beyond the spreadsheets, helping you navigate life’s changes and opportunities.
To me, this isn’t just about retirement planning. It’s about “life-after-work” planning, focusing on the human aspect, the personal joys and worries that come with this significant life shift. It’s about setting you up for a future that doesn’t just look good on paper but feels good in your soul. And let me tell you, nothing makes me happier than seeing my clients sail smoothly into this exciting new phase of life.
Ready to turn the page and start planning your dream retirement, both financially and emotionally? If you’re eager to explore what your life-after-work could look like—and how to make it as fulfilling as possible—let’s chat! Reach out today to schedule a no-obligation consultation.
- Retirement planning isn’t just about financial calculations; it’s a holistic approach that considers your dreams, lifestyle choices, and emotional well-being for your life after work.
- Addressing the emotional side is crucial, as couples often have mixed feelings about retirement. Understanding these emotions helps craft a tailored plan that eases worries and enhances excitement.
- As an advisor, the goal is to be more than just a financial guide but also a “life-after-work” coach, helping clients navigate not just monetary needs but also the life changes and opportunities that retirement brings.
Many people have learned about the power of using the Safe Money approach to reduce volatility. Our Safe Money Guide is in its 20th edition and is available for free.
It is an Instant Download. Here is a link to download our guide:
