Learn tips and tools to increase savings, balance risk & return, and maximize your retirement savings.

Common Mistakes People Make When They Consider Annuities

"Annuities can be useful tools for pre-retirees and retirees who seek a steady stream of guaranteed income when they no longer work. However, there are pitfalls of which potential annuity buyers must be aware."- Ed Hochard If you are pre-retiree or already retired, you may know that annuities can be excellent sources of extra income [...]

By |2021-04-22T16:08:43+00:00April 21st, 2021|Annuities, Financial Planning, Retirement Planning|

Why Women Need To Start Having Serious Conversations About Money And Retirement

"Despite their increasing influence, women remain largely ignored by the financial industry. It's time for them to educate themselves, take control of their money, and insist on better treatment from their wealth advisors."- Robert Cannon. Although women now control 2/3 of global household finances and 40% of all wealth, they remain much less confident than [...]

By |2021-04-20T17:58:03+00:00April 20th, 2021|Annuities, Financial Planning, Retirement Planning|

How Is Bitcoin Changing The Financial World?

“Most people are clueless about Bitcoin. What does it do? Why is it so valuable? What is blockchain? How does this all affect my own money and retirement?”  Steve Kerby A brief history Once relegated to the global financial system's outermost fringes, cryptocurrencies such as Bitcoin and Ethereum have entered the mainstream consciousness in a [...]

By |2021-04-20T17:53:36+00:00April 20th, 2021|Financial Planning, Retirement Planning|

Will President Biden’s Capital Gains Tax Increase Mean You Should Head For The Exit?

"As a new administration shifts into high gear, many people think about how Biden's tax reform proposals will affect them. People nearing retirement age and attempting to play "catch-up" with their savings are especially concerned about imminent tax increases' impact on their retirement planning."- Jerry Yu. For as long as taxes have been around, they [...]

By |2021-04-15T16:36:55+00:00April 13th, 2021|Retirement Planning, Taxes|

Is Medicare Advantage “Actually” Free?

Medicare Advantage is becoming more and more popular with America’s seniors. In fact, according to the Centers for Medicare and Medicaid Services, 40% of Medicare beneficiaries are enrolled in a Medicare Advantage Plan. But what is it? How does it work? And is it really free? Let’s start from the top. Medicare Advantage Plans are [...]

By |2021-04-14T21:46:04+00:00April 13th, 2021|Insurance, Retirement Planning|

There Is A New Sheriff In Town

There is a new standard for portfolio management: Fixed Indexed Annuities Volatility and anxiety seem to walk hand in hand. Because of uncertainty, many retirees and pre-retirees are more concerned about their financial future than since the Great Depression. The question is where and how do Americans save, and how are their savings affected by [...]

By |2021-04-13T14:23:22+00:00April 13th, 2021|Annuities, Bonds, Retirement Planning, Uncategorized|

Tips For Pre-Retirees As They Manage Their Money During And After The Pandemic

"Those within 5-10 years of retirement need to get serious about money management and planning, or face possible failure." - Angie Politarhos While it's always worth checking in on your finances from time to time, it's especially critical as more of the economic upheaval created by the COVID-19 pandemic is gradually revealed. Resetting your finances [...]

By |2021-04-09T17:54:16+00:00April 9th, 2021|Retirement Planning|

Five Common Medicare Misconceptions That Can Impact Your Retirement

"Medicare planning is a complicated and confusing process. Be sure you understand all of this benefit's nuances and can separate fact from fiction."  Brad Rhodes Medicare is an essential element of any successful retirement. Yet, it is often poorly understood. In my capacity as a Medicare planner, I am continually astounded by how many false [...]

By |2021-04-07T22:02:49+00:00April 7th, 2021|Financial Planning, Retirement Planning|

If You Are Approaching 65 You Should Know Your Medicare Options.

"Medicare can be a very complex, confusing subject. Still, it is an essential component of your retirement. A basic grasp of Medicare will help you make better retirement and income decisions."-Bill Duggan If you are nearing 65, you may be thinking about making the best choices concerning Medicare. Since it is a government program, you [...]

By |2021-04-13T21:54:06+00:00April 7th, 2021|Insurance, Retirement Planning|