Learn tips and tools to increase savings, balance risk & return, and maximize your retirement savings.

Fixed Indexed Annuities Stay Focused On The Ball

Fixed Indexed Annuities Stay Focused On The Ball While Riding The Market Roller Coaster During These Uncertain Times Our year 2020 is turning out to be a real Doozy (nail biter) due to the Covid-19 virus and this historic election year as our economy is reopening and then is slowed or stalled and pushed forward [...]

Use Your Brain To Control Money Making Decisions

The hidden side of personal finance: How your brain works to control your essential money decisions "One of the most stunning things is that the degree to which you act that is driven by mechanisms running under the hood," Dr. David Eagleman, a neuroscientist. The story of the powerful human subconscious is a story few [...]

By |2020-07-06T21:17:00+00:00July 6th, 2020|Retirement Planning|

Owning A Small Business Does Not Mean Your Retirement Planning Is In Place

Please think about your legacy, because you're writing it every day. - Gary Vaynerchuk Business owners are often so immersed in the day-to-day issues associated with running a successful enterprise that they neglect their retirement planning. When surveyed, over 70% of all small to mid-sized business owners indicate they have no retirement plans in place [...]

By |2020-07-06T18:46:40+00:00July 2nd, 2020|Retirement Planning|

What Federal Employees Must Know Before Borrowing From Their TSPs

If you are a federal employee or have a family member who is, then you know that the Thrift Savings Plan (TSP) is one of the cornerstones of a government benefits package. As with many non-federal savings plans, it is possible to take out a loan on your Thrift Savings Plan. However, most experts, including [...]

By |2020-07-02T18:43:23+00:00July 2nd, 2020|Investing, Retirement Planning|

Seven Common Mistakes Federal Employees Make With Their RetirementBenefits

When my sister Angie and I started our financial services business, Genuine Financial Advisors, we did so because we discovered, through circumstances in our own family, that failing to plan can have devastating consequences, especially in retirement. Mistakes made in any phase of a person's financial life will almost certainly have a magnified impact once [...]

By |2020-06-25T19:55:25+00:00June 23rd, 2020|Retirement Planning|

Does Your Annuity Salesperson Stay In Touch With You

…If Not, It Can Be Costing You A Lot Of Money! There are so many changes going on these days. Regarding your annuity, there could be a powerful move you can make, which could put money in your pocket - today. In today’s marketplace, many policies have an MVA (Market Value Adjustment). If yours does [...]

How To Keep From Going Crazy When The Pandemic Is Over

If you're like many Americans, the pandemic has altered at least some of your financial plans. You now find yourself in an economy teetering on the precipice of a significant downturn. You might be wondering what, if anything, you can do to strengthen your financial position and reclaim a tiny bit of "normal." Get Your [...]

By |2020-06-12T14:25:08+00:00June 11th, 2020|Retirement Planning|

The Economy Is Rebounding And So Are Fixed Indexed Annuities

Our economy is picking up steam and moving forward after the Covid-19 pandemic shutdown our country has been enduring. The economy is showing it is resistant and is very strong and moving forward.  There will no doubt be surprises and some resistance, but given the business comeback we are seeing, the market in my view [...]