Learn tips and tools to increase savings, balance risk & return, and maximize your retirement savings.

Annuities For Women

In a 2011 survey asking Baby Boomer-aged women about their retirement plans and their investible assets, single women had substantially less money saved for retirement than did single men. In addition to less money saved for retirement, a high percentage (86%) of women surveyed planned to retire earlier than men.

By |2020-02-13T00:09:28+00:00February 13th, 2020|Annuities, Retirement Planning|

Concerned About Trusting An Insurance Company With Your Important Retirement Funds?

How safe is your fixed indexed annuity? Should you trust a fixed indexed annuity with your important retirement funds? What happens if an insurance company were to fail? These and other questions are vitally important and the answers may surprise you.

By |2020-02-13T00:10:27+00:00February 12th, 2020|Annuities, Retirement Planning|

What Drives Your Financial Decisions?

 What drives your financial decisions? Is it Greed? Fear? Common sense? Some Psychologists say that most people make most financial decisions in that order. The highest percentage starting with Greed, then Fear, and finally, common sense. It has been my experience that that order may very well be correct.   Let's discuss each of these: [...]

By |2020-01-09T21:11:51+00:00January 9th, 2020|Retirement Planning|

How Safe Is Your Nest Egg

Potential Market Losses... Increased Tax Rates... Is your retirement nest egg safe? You’ve spent a lot of time, hard work, and dedication saving for retirement. So the last thing you want is to lose any of your hard-earned money to market losses or increased tax rates. However, this is what a lot of retirees face [...]

By |2020-01-09T21:42:39+00:00January 8th, 2020|Retirement Planning|

Will Your Family Be Affected By The Secure Act

The SECURE ACT took effect 1/1/2020: Will your family be affected? When it comes to finding new ways to siphon more money out of middle-class taxpayers' pockets, there is no shortage of great ideas on Capitol Hill. Take the clumsily-titled Setting Every Community Up for Retirement Act (SECURE Act), for example. The SECURE Act, which became [...]

By |2020-01-07T21:21:52+00:00January 7th, 2020|Retirement Planning|

Can Contentment Cause People To Be Blind To Danger

What is it about contentment that causes people to be blind to danger? A parable, as defined by http://www.dictionary.com, is a short allegorical story designed to illustrate or teach some truth, religious principle, or moral lesson. The parable we are talking about today is to teach a truth about people and how they behave. The age-old [...]

By |2020-01-09T21:49:42+00:00January 7th, 2020|Retirement Planning|

Top 7 Retirement Planning Mistakes To Avoid 

Retirement decisions can be confusing and complicated. Many people make too many mistakes when it comes to decisions that can affect their important retirement period. Listed below are 7 retirement mistakes, possibly you can avoid them. Searching for jobs later in life:  Many people forgo proper retirement planning thinking they’ll be able to offset retirement [...]

By |2020-01-09T21:57:03+00:00December 17th, 2019|Retirement Planning|

The New Corporate Business Plan: Outsource Pension Liability And Improve Profits

I can remember the first company I worked for, a national airline. It was 1966, and I was a freshman in college. I loaded airplanes with bags, handled air freight, and waited on passengers. I loved my first job and I loved the company. To see them now is an exercise in disgust; the airline [...]

By |2020-01-09T21:58:08+00:00December 15th, 2019|Retirement Planning|

It Is Not If But When

"It's not "if," but when..." According to the National Bureau of Economic Research, as of July 1, 2019, the U.S. is officially in its longest expansion ever. For over 120 months, the economy has been growing. However, in recent weeks, there have been signs of a potential slowdown. While I tend toward optimism, I do [...]

By |2020-01-09T22:00:14+00:00December 13th, 2019|Retirement Planning|