Learn tips and tools to increase savings, balance risk & return, and maximize your retirement savings.

Social Security Retirement Benefits: Know Your Options!

The amount of Social Security benefits generally depends on a worker’s lifetime earnings. The Social Security Administration uses this earnings record to calculate the PIA and to determine the dollar amount of the payable benefit.

By |2019-04-12T16:45:44+00:00April 15th, 2019|Retirement Planning|

The Best Kept Secret in the Financial World

The best kept secret in the investing world is that almost nothing turns out as expected. I would agree. However, with some good old-fashioned American common-sense, it’s not difficult to observe the stock market pattern to this point has been bubble, crash, bubble, crash, bubble, crash…One look at a stock market chart confirms this. We get a new high in the Dow, and then we get a new low in the next crash. That’s been the pattern.

By |2019-04-12T16:05:07+00:00April 12th, 2019|Retirement Planning|

Tips To Lower the Property Taxes on Your Home

When you own a home you are liable for the property taxes assessed to your property. The taxes collected on your property pay your share of the cost of local schools, government, and a number of other local and other programs. The biggest mistake many homeowners make is overpaying these taxes You have rights and have the opportunity to only pay your fair share of the taxes assessed. You have options available to you to make sure the assessment on your home is fair.

By |2019-04-11T06:35:46+00:00April 12th, 2019|Retirement Planning|

Nelson Nash: A Tribute To A True Safe Money Hero

"Plan as if you are going to live forever and live as if you were going to die tomorrow" Though not an original quote, Infinite Banking Concept ® founder R. Nelson Nash was often heard to remark, “Plan as if you are going to live forever and live as if you are going to die [...]

By |2019-03-30T16:31:09+00:00March 30th, 2019|Retirement Planning|

Do I Need Dividends in My Retirement Portfolio?

Can you depend on company dividends for your retirement income?   The definition of a dividend is payments made by a corporation or organization such as a mutual life insurance company to its shareholder members. It is the portion of corporate profits paid out to stockholders for their investment in the company. Dividends are taxable [...]

By |2019-03-25T21:13:51+00:00March 25th, 2019|Retirement Planning|

Max Out Your 401(k)

....when should you and when should you NOT max out your 401k plan? 401(k’s) differ from IRA’s in one significant way: 401(k)’s allow current workers under 50 to put away up to $18,000 a year. For those over 50, a special “catch-up “provision will let them put in an additional $6,000, raising that threshold to [...]

By |2019-03-25T05:59:03+00:00March 24th, 2019|401(k) Rollovers, Retirement Planning|