About Bill Broich

Bill Broich is a well-known annuity expert with over 30 years of experience. He has written hundreds of articles on annuities and other financial topics, and has been a featured commentator on TV, Radio and the Internet.

Toll-Free: (360) 701-6209 | GVA, Annuity.com | Email: bbroich@msn.com

Steve Standley Brings His Retirement And Income Show To Nashville

Steve Standley Brings His Retirement And Income Show To Nashville Steve Standley, Founder of Standley Financial Group in Brentwood, TN, serves a clientele of successful professionals, retirees and those about to retire. Steve provides guidance in investments, insurance, and estate planning, concentrating on wealth accumulation, investing, and retirement planning. Steve has over 20 years of [...]

By |2020-04-12T23:44:18+00:00April 26th, 2019|Retirement And Income Radio|

Billions In Fees Translates to Billions In Lower Retirement Income

Be cautious of fees subtracted from your retirement funds, you could be the loser at retirement time. With the recent volatility in the stock markets worldwide, concern over the future of many people’s retirement accounts is at the forefront. Volatility, as defined in the stock market, means to many of us that sleeping well at [...]

By |2020-04-12T23:31:27+00:00March 16th, 2019|Annuities, Retirement Planning|

When is a Good Age to Consider Investing in An Annuity?

Annuities are designed as long term vehicles to be used later in life — at least until age 59 ½. To make annuity owners focus on their use later in life, the IRS imposes a 10% additional tax for any annuity accessed before that age minimum of 59 ½. The tax is in addition to any income taxes which may also be due on a pre-59 ½ distributions.

By |2020-04-15T01:18:03+00:00March 16th, 2019|Annuities|

Do You Know And Understand Your Risk Tolerance

What does risk mean when it is concerning your retirement accounts? How do you determine your risk exposure? When considering risk decisions regarding retirement accounts the two most important factors are your current age and the number of years before you retire because as you age, you have fewer years to recoup market losses. Moving to more stable and safe options as we age can help remove the risk factor on a portion of your accounts.

By |2020-04-13T20:24:11+00:00March 13th, 2019|Investing|

Advantages of the 1035 Exchange IRS Code

A 1035 Exchange is the exchange of one insurance policy for a newer policy with no tax consequences. It offers an investor the opportunity to exchange an old, outdated insurance contract for a newer contract that offers beneficial features the investor now wishes to include. For example, a policy owner might choose a contract with lower costs, a higher death benefit, the drawing of monthly installments or different investment options.

By |2020-04-13T18:10:10+00:00March 13th, 2019|Taxes|

Top 4 Annuity Scams – Here’s What to Look For To Protect Yourself

All annuity companies offer a “free-look” period where you may return the annuity for any reason and receive a full refund. Make certain you fully understand your rights and options when you purchase an annuity, your agent or the insurance company will help you. That being said, there are scams with annuities just as there are with almost any product being sold to the public. Here are some to be aware of.

By |2020-04-12T23:47:58+00:00March 12th, 2019|Annuities|

Retirement Planning: Common Investor Mistakes

There is no magic bullet when it comes to retiring successfully. Hard work, meticulous planning, and years of dedicated wealth-building are the main ingredients needed to facilitate a prosperous, enjoyable retirement.   There is no magic bullet when it comes to retiring successfully. Hard work, meticulous planning, and years of dedicated wealth-building are the main [...]

By |2020-04-16T19:33:39+00:00March 8th, 2019|Retirement Planning|

Living Trusts: Frequently Asked Questions and Answers

A living trust is an important tool in financial planning, and it is vital that you are fully informed about all of the details of this, and other legal documents. Be sure to meet with your certified personal financial planner to discuss your personal situation and living trust options before making any final decisions.

By |2020-04-17T18:07:09+00:00March 7th, 2019|Estate Planning|