About Bill Broich

Bill Broich is a well-known annuity expert with over 30 years of experience. He has written hundreds of articles on annuities and other financial topics, and has been a featured commentator on TV, Radio and the Internet.

Toll-Free: (360) 701-6209 | GVA, Annuity.com | Email: bbroich@msn.com

Running Out of Money Before You Run Out Of Life

The devastating effects or living too long (the longevity crisis) and not having enough funds to maintain an anticipated quality of retirement is a real concern. LIMRA reports: The average life expectancy for a person who reaches the age of 65 is 83 for males, 86 for females. LIMRA purports that the proper way to interpret these statistics is to assume half of all males who reach age 65 will live past 83 and half of the females who reach that age will live past 86. Half of all couples who reach age 65 will have one partner hit 90.

By |2021-06-29T23:24:33+00:00July 24th, 2021|Annuities, Retirement Planning|

Why Interest Rates Are Low And Will Stay That Way

Well, at least for a while. The simple answer is this, the lower the interest rate, the lower the payment obligations.  Based on that concept….. America has successfully refinanced its national debt from higher interest rates to lower interest rates.  88.5% of all national debt is now 10 years or shorter.  This is good for [...]

By |2021-07-17T22:53:03+00:00July 18th, 2021|Financial Planning|

Beware Tax Scams

Tax Scams: IRS Dirty Dozen It is tax time, and with it will come many offers to lower your taxes and, in some situations, avoid them altogether. These helpful hints may be grouped together under one heading: Scams. Tax scams are prevalent throughout the internet; here are a few that are so obvious that following [...]

By |2021-07-20T22:20:45+00:00July 18th, 2021|Taxes|

20 Questions To Ask When Interviewing Annuity Agents

Finding a competent annuity salesperson is not especially easy.   The reason is simple, for many advisors or agents, annuities are a secondary business. Agents specialize in life insurance, long term care insurance and only handle annuities as an add-on. Finding a real expert about annuities requires interviewing agents and asking questions. It isn’t easy [...]

By |2021-07-20T22:06:29+00:00July 16th, 2021|Annuities|

Use The Bank Ladder Approach To Increase Yield On Your Bank Deposits

This simple and yet efficient approach to solving interest rate volatility can work for you. It involves annual maintenance on the investor’s part and using the internet for available interest rates.  Never allow anyone to charge you for this approach to bank deposits, do it yourself.  There are numerous options available to find and secure [...]

By |2021-06-30T00:20:43+00:00July 16th, 2021|Investing|