Estate Planning Archives -

Learn the basics of Estate Planning, including wills and probate, trust, beneficiary designations & taxes.

Mistakes Government Employees Must Avoid If They Plan On Retiring In 2021-2022
Annuities, Estate Planning, Financial Planning, Insurance, Investing, Retirement Planning, Social Security, Taxes

Mistakes Government Employees Must Avoid If They Plan On Retiring In 2021-2022

“If you are a federal or state employee planning to retire in the next year, you should waste zero time planning your exit.”- George Politarhos If you are like most federal employees under the Federal Employees Retirement System (FERS), you have numerous things to consider. Many Federal, State and local employee programs complicate retirement planning [...]

By George Politarhos|2021-02-24T22:13:41+00:00February 23rd, 2021|Annuities, Estate Planning, Financial Planning, Insurance, Investing, Retirement Planning, Social Security, Taxes|

Some Key Points Of President Biden’s Tax Plan
401(k) Rollovers, Annuities, Bonds, Estate Planning, Financial Planning, Investing, Real Estate, Retirement Planning, Small Business, Taxes

Some Key Points Of President Biden’s Tax Plan

"By focusing on low and middle-income earners, Joe Biden hopes to stimulate a pandemic-ravaged economy. The impact could be significant for higher net worth individuals and corporations."- Jerry Yu. Now that both the House and Senate are in the hands of Democrats, it is likely that President will be able to get more of his [...]

By Jerry Yu|2021-02-24T18:49:21+00:00February 22nd, 2021|401(k) Rollovers, Annuities, Bonds, Estate Planning, Financial Planning, Investing, Real Estate, Retirement Planning, Small Business, Taxes|

Should You Use Alternative Investments To Increase Your Portfolio’s Diversity And Resilience?
401(k) Rollovers, Annuities, Estate Planning, Investing, Real Estate, Retirement Planning, Social Security, Taxes

Should You Use Alternative Investments To Increase Your Portfolio’s Diversity And Resilience?

2020 was a year notable for a series of disruptive economic events, dramatic shifts in the way Americans work, and renewed interest in alternative markets, especially those embracing change to maintain relevance. The year began smoothly enough as many asset classes and indices experienced growth from the beginning of the year until around the middle [...]

By Eric Coons|2021-02-23T18:25:55+00:00February 22nd, 2021|401(k) Rollovers, Annuities, Estate Planning, Investing, Real Estate, Retirement Planning, Social Security, Taxes|

Are “Hybrid” Policies The Cure For Rising Long-Term Care Costs?
Annuities, Estate Planning, Financial Planning, Insurance, Real Estate, Retirement Planning, Taxes

Are “Hybrid” Policies The Cure For Rising Long-Term Care Costs?

"Even before the pandemic, the senior health care marketplace was experiencing rate increases, capacity shortages, and changes in coverage. The pandemic further deepened these trends." Ken Reeves As you plan your eventual exit from the workforce, it is likely your retirement and income planner has talked to you about the need for long-term care insurance. Long-term care insurance [...]

By Ken Reeves|2021-02-22T21:08:05+00:00February 17th, 2021|Annuities, Estate Planning, Financial Planning, Insurance, Real Estate, Retirement Planning, Taxes|

Lower Your Costs In Retirement By Getting And Staying Healthy
Annuities, Estate Planning, Financial Planning, Insurance, Investing, Retirement Planning

Lower Your Costs In Retirement By Getting And Staying Healthy

"Multiple surveys of today's seniors point to health and wellness as a top concern in retirement. A majority of respondents over 50 cite good health as the key to a happy and prosperous life after work."- Angie Politarhos. As Gen Xers and Millennials move into planning their post-career lives, there has been a shift in [...]

By Angelica Politarhos|2021-01-29T00:57:01+00:00January 29th, 2021|Annuities, Estate Planning, Financial Planning, Insurance, Investing, Retirement Planning|

How Rising Unemployment Will Affect Retirees
Annuities, Estate Planning, Insurance, Investing, Retirement Planning, Social Security, Taxes

How Rising Unemployment Will Affect Retirees

"Rising unemployment has serious implications, even for those already retired." Robert Cannon. As the country emerges from COVID-19-related lockdowns, we are beginning to see more of the economic aftermath, particularly in the form of unemployment. When you are already retired or are close to retirement, it's tempting to feel somewhat insulated from the effects of [...]

By Robert Cannon|2021-01-27T23:10:57+00:00January 27th, 2021|Annuities, Estate Planning, Insurance, Investing, Retirement Planning, Social Security, Taxes|

What Are Exchange-Traded Funds, And Should You Consider Them For Your Portfolio
Annuities, Bonds, Estate Planning, Financial Planning, Insurance, Investing, Real Estate, Retirement Planning, Taxes

What Are Exchange-Traded Funds, And Should You Consider Them For Your Portfolio

"It's been over thirty years since Toronto Stock Market launched the first exchange-traded fund (ETF). Since that time, ETFs have gained popularity and are poised to take over the current mutual fund market." John Ripley What are ETFs, anyway? Created to give individual investors more liquid and tax-efficient products than traditional mutual funds, ETFs were [...]

By John Ripley|2021-01-26T19:43:13+00:00January 26th, 2021|Annuities, Bonds, Estate Planning, Financial Planning, Insurance, Investing, Real Estate, Retirement Planning, Taxes|

Do You Have The Liquidity Needed For Downturns?
Annuities, Annuities 101, Estate Planning, Financial Planning, Investing

Do You Have The Liquidity Needed For Downturns?

"Liquid assets are a major component of a healthy financial plan. Are you making sure your clients have the cash they need to hedge against disasters?" Del Fujinaka Income shocks produced as a result of the pandemic have had a somewhat purifying effect on financial planning. Before COVID-19, many consumers were dismissive of the idea [...]

By Del Fujinaka|2021-01-26T00:30:02+00:00January 22nd, 2021|Annuities, Annuities 101, Estate Planning, Financial Planning, Investing|

Can You Ensure Your Golden Years Are Sweet?
Annuities, Estate Planning, Insurance, Investing, Retirement Planning

Can You Ensure Your Golden Years Are Sweet?

"There is only one difference between a long life and a good dinner: that, in the dinner, the sweets come last." – Robert Lewis Stevenson. We all want our retirement years to be financially secure, but the "Golden Years" are anything but sweet for many. Even the best plans can be completely derailed by market [...]

By Tim Wood|2021-01-29T20:02:11+00:00January 21st, 2021|Annuities, Estate Planning, Insurance, Investing, Retirement Planning|

The Top Qualities Of Debt-Free And Financially Prosperous People
Annuities, Bonds, Estate Planning, Financial Planning, Insurance, Retirement Planning

The Top Qualities Of Debt-Free And Financially Prosperous People

While there is no single quality that guarantees a person will be financially successful, there are some common traits the financially free have in common. I believe that anyone, especially those partnering with a dedicated, trusted financial advisor, can achieve financial freedom, no matter how small or large their salaries. There are tons of stories of people [...]

By Ken Reeves|2021-01-19T12:50:39+00:00January 14th, 2021|Annuities, Bonds, Estate Planning, Financial Planning, Insurance, Retirement Planning|

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