Learn the basics of Estate Planning, including wills and probate, trust, beneficiary designations & taxes.

Living Wills: Frequently Asked Questions and Answers

Estate Planning is the way to ensure that your assets and property are dealt with in the manner that you choose, even after your death. Along with a will, living trust, and other estate planning documents, a living will is crucial when it comes to stating, and securing, your wishes.

By |2019-02-19T18:01:13+00:00February 13th, 2019|Estate Planning|

Joint Ownership: Does it make sense for you?

Joint ownership can be helpful as well as hurtful   Joint Ownership: Does it make sense for you? Joint ownership of assets is a way for two or more people to own shares in an asset. The asset generally is real estate but can be other property such as a brokerage account, insurance company products [...]

By |2019-02-25T08:33:47+00:00January 31st, 2019|Estate Planning|

What You Need to Know About Probate

Most people have a general fear of probate which is often based on publicity or misunderstood information. The press and numerous articles explain the hazard of probate and the underlying expenses which could wipe out an estate. Are these real or imagined concerns? The answer is quite simple, it all depends. It depends on the size and complexity of the estate. It depends on instructions from the will of the decedent.

By |2019-02-21T14:44:32+00:00January 29th, 2019|Estate Planning|

Life After The Memorial

Life after the memorial: 9 things every widow MUST do in order to protect her financial well-being Losing a spouse is difficult at any age, but it is particularly devastating for women nearing retirement. Many of these women may have assumed more traditional roles during a marriage, such as the stay-at-home mother or they may [...]

By |2019-01-18T23:13:22+00:00January 9th, 2019|Estate Planning|

Designate A Beneficiary And Lower Probate Expense

What’s in a name? A lot if that name is a beneficiary of your annuity. Your annuity fund has the possibility of becoming a significant financial asset, one that can significantly benefit both you and your heirs in the future. Annuities, along with other financial contracts such as 401(k), life insurance policies, and IRA’s, comprise [...]

By |2019-02-09T20:17:08+00:00December 16th, 2018|Estate Planning|

In Death, The Details Become Essential

In my line of work, I have the unfortunate job to deal with the passing of someone’s spouse, parent, or sibling. I see in these moments of grief I know how, if the details aren’t thought of ahead of time, the pain can be compounded with the frustration of trying to navigate through the messiness [...]

By |2018-03-11T00:19:04+00:00January 30th, 2018|Estate Planning|

Use ‘Transfer on Death’ Form to Avoid Probate Court

Avoiding probate can be tricky, but you might be able to successfully do it following these three straightforward ways. If you own stock certificates or have a brokerage account the ‘transfer on death’ option can be used to avoid probate. This option is often called the ‘Uniform Transfer on Death Securities Resignation.’ You can designate [...]

By |2018-12-17T10:37:59+00:00April 24th, 2017|Estate Planning|

Big Changes Coming To Estate Tax Planning

 Reducing estate tax liability is getting more complicated A very significant thing has recently happened regarding estate taxes. The significance of this chance is far-reaching, the agent that grasps this will be far ahead of the competition. Not only will this rule change make a huge difference is how estates are handled in regards to [...]

By |2019-03-05T19:35:50+00:00August 5th, 2016|Estate Planning|

Healthcare And The Baby Boomers

The Baby Boomers are overpowering the health care system   For over 100 years the discussion of a national health care system in America has been both a hot and cold discussion. As president, Theodore Roosevelt first suggested the idea of a health care system that would be available for all Americans. In fact, as [...]

By |2019-03-05T20:39:13+00:00September 8th, 2015|Estate Planning, Insurance|