As we age, the need for a life insurance policy can change. Numerous opportunities may exist for you to make changes to your current life insurance policy to establish a different type of benefit. • Exchange: Exchange your life insurance policy for an annuity to develop an income stream. The life insurance cash value will […]
What are investments?
An investment is something that you put money into with the expectation of earning a profit. For example, you might buy shares of ownership in a company. If the company does well, the value of the stock will go up, and you can sell it for more than you paid.
Learn more about investing from our financial advisors below.
Distribution fees in mutual funds are designed to cover ongoing marketing and support cost for services provided to owners of mutual funds. Distribution fees are paid to the sales organizations that provide the clients for the mutual fund company. 12 B-1 fees are subtracted from the mutual fund owners share value. These are fees paid […]
An easy example of which to choose is based on a very hard to answer a question. How long do I need the protection? One fundamental thing to understand is that life insurance is not an investment, regardless of what an insurance agent tells you. Life insurance is for protection and protection only. The two […]
There are advisors today who make a big deal about the fees the “other guys” charge. Apparently, they want you to believe that they don’t get paid to help you – or at least not as much. Do you think that’s true? Discussions about fees can get confusing because there are a lot of different […]
I have been asked so many times about owning gold. Many people feel that gold is safe and a place to keep their money free from invasion of foreign entities or our government. To me, this is absolute nonsense. Try and think on a larger scale, what happens when you buy gold? You now own […]