An annuity is an insurance product that can provide you with a stream of payments for a set period of time, typically after you retire. The payments are made either for a specific number of years or for the rest of your life.
Learn more about annuities from our financial advisors below.
It happens all the time. After one of my teaching events, I get people who want to meet me to learn more about the benefits of annuities and how they can protect their retirement portfolio. About 15 – 20 minutes into the meeting, I get the “Deer in the headlights” look. Why? Am I […]
Don’t let fees and expenses erode your retirement account. Last week I met with a couple (I’ll call Bill and Mary) planning to retire in two years. Over their working careers, they had built up a nest egg of about $400,000. They are carefully taking steps to change their portfolio from an accumulation strategy to […]
Make sure you get and understand all the facts before making any critical decisions. Do you remember the TV show “Dragnet” from the 1960s? The show star was Sergeant Joe Friday, played by Jack Webb. It seemed like at least once on each show Sgt. Friday would tell someone, “we just want the facts; that’s […]
In the spring of 1983, a 61-year-old Australian sheep farmer named Cliff Young entered his first-ever running race. Without any previous racing experience, he chose for his running debut one of the toughest races in the world: a 543-mile ultra-marathon stretching from Sydney to Melbourne. Besides Cliff Young, the race comprised young, well-trained, professionally competitive […]
Every day I hear from those who come into my office four fears: 1. The fear of outliving my money 2. The fear of having to put off retirement 3. The fear of having to go back to work 4. The fear of having to cut back on my lifestyle These are genuine concerns and […]
Guarantees that allow you to sleep better at night An annuity is a contract sold by insurance companies designed to provide variable payments to the holder at designated time periods, usually for retirement. The time period for receiving a payment from an annuity can vary between a few years and a guaranteed income for […]
There are a number of different choices you can make when setting up your income annuity. These choices will determine how much money you receive each month, how much you leave to your heirs, and other important choices.
“Annuities aren’t suitable for everyone. But those looking for guaranteed lifetime income without market risk might want to consider them.”- Jeff Kennedy Annuities are the only financial vehicle that gives you a guaranteed lifetime income without exposure to risk and volatility. As such, annuities are a powerful, flexible option to help pay for long-term-care-related expenses […]
“When I ask people, “What’s the purpose of money?” I get all sorts of responses.”- Lawrence Castillo Have you ever asked yourself, “What is the purpose of money?” It may seem like a silly question. After all, money forms the locus of our existence, and we spend our days making it, investing it, and saving […]
I get asked this question a lot. “What is an Annuity?” Most people I talk to when it comes to retirement planning either do not understand annuities or have heard much negative press regarding annuities. I feel the simplest way to explain what an annuity is and why they play a significant role in any […]
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