Articles - Annuity.com

Big Changes Coming To Estate Tax Planning

August 5, 2016/in Estate Planning/by Bill Broich

Reducing estate tax liability is getting more complicated A very significant thing has recently happened regarding estate taxes. The significance of this chance is far-reaching, the agent that grasps this will be far ahead of the competition. Not only will this rule change make a huge difference is how estates are handled in regards to […]

Our Government Has Mortgaged Our Future

May 19, 2016/in Retirement Planning/by Bill Broich

Debt, how can we owe so much? Our National Debt is now officially $21 Trillion. The debt is $67,000 for each man, woman, and child in America; Congress has mortgaged all of our future. The national debt limit has been raised 74 times since 1962. The most recent increase was for $318 billion, allowing […]

The Death Spiral of the American Health Insurance System

April 21, 2016/in Investing/by Bill Broich

Recently, updates on the actual cost of the Affordable Care Act have disclosed severe issues that could cost the American taxpayer billions. The report has included that actual cost in both Medicare expense and user expenses unexpectedly have increased. What went wrong? We had predicted that insurance rates would rise based on personal experiences with […]

30 Year Bonds Available Get Them While They Are Hot

January 6, 2016/in Annuities, Bonds/by Bill Broich

Is 30 years a long time to have your money invested? Our low-interest rate environment may offer the opportunity for long term bond investors, or does it? In a recent Bloomberg article regarding recent and substantial bond offerings, I couldn’t help but notice the mammoth size sale recently sold to fund VISA and their acquisition […]

Considering A Fixed Indexed Annuity For Your Important Retirement Funds?

October 21, 2015/in Annuities/by Bill Broich

Is guaranteed income important to you? You might consider selecting an annuity for your retirement income. Are you considering an annuity? Not sure exactly what to do, which policy to buy, what benefits to ask for or do you even know what to ask? Annuities can seem to be very confusing when they are rather […]

See What The Insurance Industry Has Planned For Us

September 23, 2015/in Annuities, Investing/by Bill Broich

Remember HAL in 2001, a Space Odyssey? It seemed at the time that space travel was something for the movies and yet, look what has happened. The future they say is now. That is going to be the truth for our industry, the annuity, life insurance and long-term care insurance industry. The future will belong […]

Physicians And The Affordable Care Act

August 27, 2015/in Estate Planning, Investing/by Bill Broich

Physicians are taking the brunt of lowered medical costs reimbursements Increasingly, medical providers are deciding not to handle Medicare patients any longer; instead, they are offering services to those over age 65 with their actual cost of services being billed. The Medicare enrollee has no viable option of asking Medicare for reimbursement and is faced […]

Variable Annuity Companies May Face Huge Loss Of Revenue

August 4, 2015/in Annuities/by Bill Broich

A recent article mentioned that Credit Suisse was evaluating how the new Department of Labor (DOL) “fiduciary” rule will affect companies depending on variable annuity fee income. The simple fact is this, variable annuities are losing their place in the market and will eventually be a simple add on product instead of the “bull” annuity […]

The Flip Phone Evolution To ROBO Advisors

July 13, 2015/in Investing/by Bill Broich

Remember when we all had flip cell phones? That technology has been replaced with newer better “smartphones.” It wasn’t that long ago that this revolution began and now each year we eagerly await the latest edition of iPhone 10. This has been accomplished in less than 10 years, 10 years of a massive technology shift. […]

DOL And The Three Blind Mice

July 8, 2015/in Annuities/by Bill Broich

The new Department of Labor rule change due in May 2016 will have a devastating effect on the annuity industry, those who sell them and those who buy them. Here is what will be the result of this new exposure with the DOL and the American people. The result will be completely blind mice trying […]