Articles - Annuity.com

Unlock the Power of Annuity Laddering: Understand the Benefits and Risks for Your Retirement Savings

January 26, 2023/in Annuities, Retirement Planning/by Joe Uppleger

Retirement is a crucial stage of life—not just in terms of finances but also in personal fulfillment and security. However, achieving the retirement lifestyle you’ve always hoped for isn’t easy. It takes careful planning to ensure that all your bases are covered when building financial security and maintaining lasting health through old age. To do […]

Your Credit Score in Retirement

January 26, 2023/in Retirement Planning/by Derrick Loflin

Just because you retire does not minimize the importance of your credit. How you manage finances during retirement can impact your credit and thus your ability to borrow or increase your pay interest rates. Your credit reports track your personal history of borrowing money and repaying it, including loans and credit card accounts active in […]

The Best Time To Start Thinking About Retirement Income Is YEARS Before You Actually Retire!

January 26, 2023/in Investing, Retirement Planning/by Joseph Zimmermann

Maintaining a pre-retirement lifestyle in retirement is now the top concern of Americans participating in defined contribution plans, such as 401ks and IRAs. According to some surveys, nearly half of respondents are nervous about potential declines in their standard of living. A majority of those who say they are concerned have no other earnings outside […]

Fixed Index Annuities Versus Bonds

January 25, 2023/in Annuities/by John Stevenson

If you’re a conservative investor looking for a steady stream of payments, both bonds and fixed index annuities might be for you. But what’s the difference between the two? Read on to learn more about fixed index annuities versus bonds and how to determine which is best suited to your investing style. What Are Bonds? […]

Retirement vs. Financial Planning

January 25, 2023/in Retirement Planning/by Lori Sweet

What is the difference between retirement planning and financial planning? Retirement and financial planning are terms often used interchangeably, but they refer to two types of planning. The focus of retirement planning is saving enough money to cover expenses during retirement. In contrast, financial planning is a broader term that covers everything from retirement savings […]

The Millennial Generation and the Changing of the Life Insurance Industry

January 23, 2023/in Investing/by Bill Broich

Life insurance has been a big part of my lifetime business practice, and it has been a part of building portfolios and planning my client’s future. I was trained in the Northwestern Mutual system, which bases its sales practices on a solid and thorough fact finder, helping prospects set and attain their goals and providing […]

Play Like A High Roller

January 21, 2023/in Retirement Planning/by Library of Financial Articles

Recently my husband and I went to Las Vegas to attend a training seminar for his business. While walking through the casino to get to our room, I watched people at various gambling games. I had to wonder how much money was being lost while trying to win big, and then it hit me. […]

Physicians And The Affordable Care Act

January 21, 2023/in Estate Planning, Investing/by Library of Financial Articles

Physicians are taking the brunt of lowered medical costs reimbursements. Increasingly, medical providers are deciding not to handle Medicare patients any longer; instead, they are offering services to those over age 65 with their actual cost of services being billed. The Medicare enrollee has no viable option of asking Medicare for reimbursement and is faced […]

Are High-Interest Rates a Friend or Foe?

January 20, 2023/in Retirement Planning/by Dion Jayakoddy

How is An Annuity Advantageous If you are pursuing a car/housing loan or desire to invest, the interest rate is the determinant for both. When you are paying the interest on a loan, you want the lowest interest rate, and when you are earning interest on an investment or deposit, you want the highest interest […]

Does Your 401(K) or IRA Need To Be Rescued?

January 20, 2023/in Investing, Retirement Planning/by Arianna Del Palazzo-Lavallee

Many people are shocked at how much of their tax-deferred balances will be erased by current taxes when funds are withdrawn, and it is not uncommon for these accounts to have amassed seven figures. Little attention is often focused on what will happen to one’s hard-earned money when it comes time to withdraw it from […]