Articles - Annuity.com

How Much Will It Cost Me?

September 11, 2022/in Retirement Planning/by Staff Author

I hear this question with every prospective client I meet. Why? Because they expect to pay an advisor a fee to speak with them, they are used to having fees and expenses subtracted from their investment to pay for someone to manage their money. I explain to them that I never charge for my […]

Annuities – Confused? – Keep It Simple!

September 11, 2022/in Annuities/by Robert Kelly

End your confusion by discovering the benefits annuities provide As I speak with callers to my Safe Money & Income Radio Shows, I hear all sorts of ideas about grants and what they can do. There is a lot of helpful information available, but at the same time, there is a lot of conflicting information […]

What Happens To Your Retirement Plan When The Market Crashes?

September 11, 2022/in Retirement Planning/by Staff Author

Americans have a short memory, especially when the market is on fire like it has been for the last eight years. Records are being broken with the Dow hitting all-time highs, and this run is the second longest run in U.S. history. But we all know it can’t last, and unfortunately, no one knows […]

Do Agents Use Annuities In Their Own retirement Plannings?

September 11, 2022/in Annuities/by Staff Author

I get this question from prospective clients, do you use annuities in your retirement planning? The simple answer is yes. I have multiple annuities as part of my retirement portfolio. And the reason I use allowances for my retirement is the same reason that anyone would use them: Safety, Guarantees, Growth Potential, and […]

Annuity Sales Are Predicted to Grow In These States

September 11, 2022/in Annuities/by Al Martinez

Fixed indexed annuities have become the darling for retiring with guaranteed income. Update: https://www.investmentnews.com/article/20180607/FREE/180609918/fixed-annuity-sales-set-for-massive-spike Nearly 3 million people will likely purchase fixed index annuities (FIA) in 2017. (2019, 4.2 million estimated new purchasers) Three states lead this annuity buying increase: Texas, Florida, and California, with an estimated 720,000 households likely to purchase an annuity. California […]

A La Carte Planning Don’t Be A Victim

September 11, 2022/in Investing, Retirement Planning, Social Security/by Staff Author

A dangerous phenomenon is happening within the financial services industry. For years marketing gurus taught the masses about niche marketing. We listened and drank the Kool-Aid. It happened across almost every industry and worked like a champ. Specialists homed in on their craft and focused their energy on profitability by focusing on specific segments of […]

The Almighty Income Check

September 11, 2022/in Annuities/by Staff Author

Like the Beatles said: “All you need is income.” It’s essential to realize the difference between our working and retirement years. In our working years, we work for income and savings. It’s about payment and the security it brings—the almighty paycheck. In our retirement years, we want our savings to work for us and create […]

But I Don’t Want To Spend My Principal

September 11, 2022/in Annuities/by Robert Kelly

As I speak with many of the callers to my radio show, one of the first things many bring up is that they are interested in hearing more about what I have been talking about, but they do not want to look at anything that may eat into their principal. They are intrigued by the […]

Deer In The Headlights

September 11, 2022/in Annuities/by Staff Author

It happens all the time. After one of my teaching events, I get people who want to meet me to learn more about the benefits of annuities and how they can protect their retirement portfolio. About 15 – 20 minutes into the meeting, I get the “Deer in the headlights” look. Why? Am I […]

Worry and Concern Over Medical Costs And Expenses

September 11, 2022/in Retirement Planning/by Staff Author

1 in 3 Can Barely Afford Medical Care My favorite market is people who are generally overlooked by brokers, people that don’t have investment counselors, and people with a lower net worth. The reason? Our products with their guarantees become very important to them. Along with issues of income and worry regarding having enough money […]