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© 2023 Annuity.com – A National Organization Focused on Truth, Transparency, and Trust.
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About | Contact | Glossary | Code of Ethics | Terms of Use | Privacy Policy | Website Accessibility
A La Carte Financial Planning
/in Retirement Planning/by Derrick Loflin, Amy RushforthFinancial planning is a complex process that requires expertise in several areas, such as wealth management, tax logic, asset location, and Social Security optimization. Many people turn to financial planners to help them navigate these areas and create a comprehensive financial plan that aligns with their goals and values. However, not all financial planners are […]
Qualified vs Nonqualified Annuities
/in Annuities/by Eric Hutter, Amy RushforthWhich Is Right For You An annuity is a financial product that may provide a consistent and predictable income stream over time. An annuity can be either qualified or nonqualified, depending on how it is funded and its tax implications. This article will explore the key differences between qualified and nonqualified annuities. Qualified Annuities Qualified […]
Why Is My Father’s Stock Market Not Like Mine?
/in Investing/by Ed Hochard, Amy RushforthFirst, it’s important to understand that the stock market is volatile, with prices constantly fluctuating due to various economic, political, and social factors. While the stock market has historically trended upward, there have been many periods of decline, such as the Great Depression, the dot-com bubble, and the 2008 financial crisis. In some cases, these […]
10 Solid Reasons To Consider An Annuity For Your Retirement Foundation
/in Annuities/by Library of Financial ArticlesNeed a reason to add an annuity to your retirement portfolio? Here are 10. Annuities aren’t for everyone; you have seen me write about that often. But when you are putting together your “bedrock” foundation for your retirement plan, they can be essential to that planning. Think of layering; this is about safety and security […]
What Do Experts Say About Using Annuities for Retirement Planning?
/in Annuities/by Frank J. Gorshin, CLU, Amy RushforthRetirement planning can be overwhelming and confusing. But one tool has been gaining popularity among retirees: annuities. An annuity is a financial product that provides a steady income stream during retirement. First, let’s start with the basics. An annuity is a contract between an individual and an insurance company. The individual pays a lump sum […]
Retirement Planning Takes More Than Money
/in Retirement Planning/by Del Fujinaka, Amy RushforthRetirement planning is often centered around financial aspects such as savings, investments, and pensions. However, there is another essential element that is equally important for retirement planning – your overall health. Many people focus so much on their finances that they forget to care for their health, which can significantly impact their retirement. This article […]
How Fixed Indexed Annuities Offer Guaranteed Income And Avoid Market Risk
/in Annuities/by Bill Duggan, Amy RushforthIs guaranteed lifetime income important to you? Fixed Indexed Annuities (FIAs) are a type of retirement investment that can offer guaranteed income and limit exposure to market risk. Let’s break down what this means in simple terms. First, let’s talk about what an annuity is. An annuity is a way to save money for retirement […]
Insuring Your Risk At Retirement
/in Retirement Planning/by Joseph Zimmermann, Amy RushforthWhy not use annuity products to insure your retirement plan? It is much easier (and less expensive) than you think.
A Life Insurance Policy Is An Asset You Can Sell
/in Investing/by Joe Edgeworth, Amy RushforthA Life Insurance Policy Is Like Any Asset, It Has Value, and It Can Be Sold. As we go through life, we face many challenges and uncertainties. One of the most significant challenges we face is the uncertainty of our lifespan. To prepare for such an uncertain future, many people buy life insurance policies. A […]
Risk on Paper Is Different From Reality
/in Retirement Planning/by David Duston, Amy RushforthRisk is Exposure to Loss Retirement planning is a crucial aspect of personal finance, and it involves a lot of decision-making that affects an individual’s life after they retire. Many people believe that retirement planning is merely a matter of saving a significant sum of money to cover their retirement expenses. However, the reality is […]