© 2022 Annuity.com | A National Organization Focused on Truth, Transparency, and Trust.
For Licensed Agents | Find An Agent | About | Contact | Glossary | Terms of Use | Privacy Policy | Website Accessibility
© 2022 Annuity.com | A National Organization Focused on Truth, Transparency, and Trust.
For Licensed Agents | Find An Agent | About | Contact | Glossary | Terms of Use | Privacy Policy | Website Accessibility
Annuity Maximization Strategy: Part 2
/in Annuities, Retirement Planning/by Dion JayakoddyIn our last article, we wrote about how a person can use a life insurance policy to leave their heirs more money. Any retirement vehicle can be used but using an annuity or maximizing an annuity is the best way to ensure one’s legacy and provide the resources needed for the family’s future. Most […]
How Retirees Can Minimize The Impact Of A Recession
/in Annuities, Retirement Planning/by Lawrence Castillo“A worldwide recession seems likely soon. Wise retirees will take steps now to blunt its’ impact.” – Lawrence Castillo Signs point to the possibility of a severe economic downturn in 2022-23, and many retirees feel some panic. Stress during economic times is normal. Still, it’s critical that you remain clear-headed, flexible, and focused on your […]
Sound Financial Plans Need Life Insurance As A Cornerstone
/in Retirement Planning/by Brian Swerdlow“While some people understand life insurance as a “necessary expense” others overlook the valuable role insurance plays in creating financial security.”- Brian Swerdlow For most of us, discussing life insurance ranks right up there with talking about bunion surgery or debating the merits of a high fiber diet. In other words, it’s not that interesting, […]
Avoid These 5 Big Retirement Planning Risks
/in Retirement Planning/by Paul RitchieIn this article, I will show you how to identify some of the most significant retirement planning risks and how you can eliminate those from your retirement plan. We will briefly discuss each of these five big risks in more detail. It’s essential that you learn which risks could affect your retirement plan. Tax […]
Should Government Employees Consider Purchasing Private Life Insurance?
/in Retirement Planning/by Jim Fish“For many government employees, government life insurance may work well. However, there may be some shortcomings that make it worth looking into alternatives.”-Jim Fish. If you’ve been a federal employee for any time, you know that FEGLI (Federal Employees’ Group Life Insurance) benefits government workers. FEGLI is also one of the most extensive employer-provided insurance […]
Watch Out For Junk Fees, Stealthy Surcharges, And Other Ways Companies Pick Your Pockets
/in Retirement Planning/by Eric Hutter“As the economy sputters, more companies are nickel and diming their customers into the poor house. If you don’t want your pockets picked, you must be exceptionally vigilant and avoid getting overcharged for ANYTHING.”- Eric Hutter. Precarious financial times mean upticks in crimes such as shoplifting and identity theft. A shaky economy also sees the […]
You Can Avoid Running Out Of Money When You Retire By Guarding Against Market Volatility.
/in Annuities, Retirement Planning/by Dave Barr“Retirement income will last longer if you plan for market volatility. It’s critical to protect your money against “sequence of returns” risk.“- Dave Barr. The timing of withdrawals from your retirement account poses one of the most significant risks to your retirement success. For instance, taking money out of one of your accounts during a […]
The Great Illusion on Wall Street
/in Retirement Planning/by Soeren SvendsenHow does Wall Street turn a zero percent growth into a 25 percent average growth deception? People love to talk about their amazing run of success in the market, the new hot stock, or the latest info on a new Silicon Valley Startup Tech Company that is poised to deliver a home run. However, the […]
How Can Your IRA Best Serve You.
/in Retirement Planning/by Brad RhodesThere are two kinds of retirees, those reliant on income/distributions from their IRA and those who are not. Which camp you fall into depends largely on your other sources of income and whether they are enough to sustain you through retirement. You should know which group you belong to if you take an active approach […]
The Retirement Dilemma, Turning Your 401K Into A Pension Plan.
/in Annuities, Retirement Planning/by Barry GoldwaterThis is a story that most of us have heard before. Previously when you retired from your long-time employer, you received the “wristwatch “and your pension. Your pension plan was provided, even if the watch wasn’t! With the pension, you received a percentage of your income and were given a choice to include your spouse […]