Articles - Annuity.com

Getting an Annuity Quote? Some Things to Consider

January 20, 2023/in Annuities/by Derrick Loflin

The word annuity in and of itself is an enigma. What is an annuity? In its purest form, an annuity is a contract between an individual and an insurance company spelling out contractual obligations, benefits, and restrictions. Does an annuity make sense for you, and should you consider owning an annuity? There are numerous reasons […]

Understanding Your Social Security Survivorship Benefits

January 20, 2023/in Retirement Planning, Social Security/by Tim Davis, RICP®, CLU®, CEBS

While painful to contemplate, death is nonetheless a fact of life for which we all need to prepare. The death of a spouse brings its unique kind of grief, along with a list of tasks that must be completed, often within a specific time frame. One of the first things a surviving spouse must do […]

Forced Early Retirement: The Financial Impacts and Planning Strategies

January 20, 2023/in Retirement Planning/by Joseph Zimmermann

Forced early retirement has become a critical issue in the United States, with far-reaching economic and personal implications for all citizens, particularly lower-income seniors. This blog post will take a closer look at the financial impacts of unplanned retirement and strategies for planning for retirement over time. Financial Impact of Unplanned Retirement Long-term financial insecurity […]

A Brief Guide on Investing in an Annuity

January 20, 2023/in Annuities, Retirement Planning/by Stephen Dybwad

You may have heard of annuities and have a general idea of how they work, but do you know how to find the right annuity for your needs? These products can be complex at times; however, by researching and consulting a trusted financial advisor, you will be well on your way to finding an annuity […]

A Case Study in Fixed Indexed Annuities — Triple Your Income

January 12, 2023/in Annuities/by Allen Masri

A little known benefit of a fixed indexed annuity — the income tripler.

Have You Considered The Cost Of Money Management?

January 10, 2023/in Investing, Retirement Planning/by Dave Stanley

Fees Can Really Cost You When it comes to investing, every little bit counts. And while a small annual fee may not seem like a big deal at the time, it can add up over the years and significantly impact your investment returns. For example, let’s say your portfolio is at $500,000.00 and you are […]

Make Sure You Avoid The Financial Storms

January 9, 2023/in Retirement Planning/by Al Martinez

Years ago, I was sitting in my home watching on TV the arrival of a destructive force of nature called Hurricane Harvey in Houston. As was reported through 24/7 media coverage, Harvey landed on the Texas Gulf Coast that day. With its arrival came winds over 100 miles per hour, torrential rainfall totaling 50+ inches […]

It’s All About Planning

January 9, 2023/in Retirement Planning/by Library of Financial Articles

Many people don’t know all their options when it comes to tax planning. And therefore, I tell my clients that I must work with their CPAs to ensure that I can give them the highest income possible while paying the least amount of taxes. I see different areas of tax planning that my clients need […]

Snowball Or Avalanche

January 9, 2023/in Investing, Retirement Planning/by Tim Davis, RICP®, CLU®, CEBS

What Method Should You Choose to Pay Off Your Debt? “10 percent of the people in this world use debt to get richer. 90% use it to get poorer.” -Warren Buffett Getting rid of a debt at any time is a great idea. After all, carrying a heavy debt is known to cause various psychological […]

And They Lived Happily Ever After

January 8, 2023/in Annuities, Bonds, Estate Planning, Investing, Retirement Planning, Social Security/by Donna McElroy

“Happily ever after” is typically the ending of a fairy tale. But it’s more than that. It’s also the way we want to retire. What does it take to have a long and happy retirement? This has been the subject of study by Ph.D.s in countries around the world. Before I go on, how would […]