The Myth And Realities Of Your Average Rate Of Return

This is the single most factor that everybody gages their investment decision “What is the rate of return?” and it depends on who you ask. If you ask an investment broker, he is going to tell you the average rate of return on XYZ mutual fund is 6%. But what you want to know is [...]

By |2019-02-09T20:33:43+00:00October 29th, 2018|Investing, Retirement Planning|

Trick Or Treat Is The Market On Wobbly Legs

October has always been a devilish month for Wall Street. Black Tuesday was October 29, 1929. Black Monday was October 19, 1987. And the crash of 2008 happened on October's doorstep on September 29, 2008, when the Dow dropped over 777 points. On October 10 of this year, the Dow fell 832 points – the [...]

By |2018-11-06T17:05:08+00:00October 29th, 2018|Annuities|

Four Realities Of The Stock Market And Your Retirement

The stock market is in a state of volatility.  Up one day, down the next.  People who are depending on stock market returns have been faced with uncertain volatility which can cause stress and concern.  Here are four points to consider. 1. The market will crash. Maybe today is the beginning of the “correction” that [...]

By |2018-11-06T17:04:47+00:00October 25th, 2018|Annuities, Retirement Planning|

Is Holding Out For Higher Interest Rates In Your Best Interest?

            I had a conversation with a client the other day, we had been discussing a particular fixed indexed annuity, and his concerns were that he wanted to wait to see how far interest rates would rise before putting his money in an annuity. I told him that might seem [...]

By |2019-02-25T08:36:31+00:00October 17th, 2018|Retirement Planning|

The Rollercoaster Market And Why My Clients Are Laughing

U.S. stocks closed sharply lower Wednesday as the Dow Jones Industrial Average sank more than 800 points and the Standard & Poor’s Stock Index 500 had its worst day since February as technology stocks went into a freefall. Investors spooked by rising bond yields dumped equities in all sectors, triggering a wide-ranging sell-off and a [...]

By |2018-11-06T17:00:50+00:00October 16th, 2018|Annuities, Retirement Planning|

Why Are Baby Boomers Pouring Billions Into Fixed Indexed Annuities?

The US stock market has become the most extended bull market in history (as of August 22nd, 2018), its now in its tenth year and the youngest baby boomers are turning 55. Yes, the youngest boomers are at midlife, while the oldest is turning 72 this year, have been getting used to taking their Required [...]

By |2018-11-02T13:54:19+00:00October 3rd, 2018|Annuities|

Stress Free Retirement With Annuities

While saving for the eventual day that you no longer have to rise early, get dressed and commute or drive to your place of employment, you hoped you could accumulate as much as possible without losing any of your hard-earned money. But that did not always happen. Your 401k, IRA or another tax-deferred account would [...]

By |2018-11-02T13:54:57+00:00October 3rd, 2018|Annuities, Retirement Planning|

A Message To Your Current Broker

From the President of Crown Haven Wealth Advisors, Casey Marx Hello Mr/Mrs. John or Jane Q risk advisor, I’m speaking to you- Because: Your clients are talking to me. They are talking to me because I provide them with something that you can’t. I provide them guarantees that they will never lose another penny due [...]

By |2018-11-02T13:55:30+00:00October 3rd, 2018|Investing|

Can You Pass The Retirement Lie Detector?

      What if the solution to your retirement income is the thing you don’t know about or WANT to know?       How many of these features would you like for your retirement? •    A reasonable rate of return. •    Participate in market gains without exposure to market losses. •    Guarantees that [...]

By |2018-11-02T13:56:03+00:00October 1st, 2018|Annuities, Annuities 101|