Why Are Baby Boomers Pouring Billions Into Fixed Indexed Annuities?

About Library of Financial Articles


The US stock market has become the most extended bull market in history (as of August 22nd, 2018), its now in its tenth year and the youngest baby boomers are turning 55.

Yes, the youngest boomers are at midlife, while the oldest is turning 72 this year, have been getting used to taking their Required Minimum Distributions. (RMD)

My, does time fly.

Sales of Fixed Indexed Annuities (FIA) hit a record $17.6 billion in the second quarter 2018, 17% higher than second quarter 2016 and 21% higher than first quarter sales results, according to LIMRA Secure Retirement Institute, an industry group.

“What was until recently an unloved bull market has now reached the point of “euphoria,” and investors are “having a hard time imagining a decline,” according to Morgan Stanley.

After all, what’s not to love about a bull market that has only two directions – up and up faster? It’s being called a “market melt-up,” and some people’s fear now is of missing out. I am here to tell you-you do not have to miss out, and the Fixed Indexed Annuity allows you to re-position some of your money into a no market risk Fixed Indexed Annuity, lock in your gains each year and still earn future interest based on the upward movement of a stock market index.

People who attend my Retirement Shield workshop and hear my Retirement & Income Radio show in Central Texas are part of this revolution.

About Library of Financial Articles

View The Best Annuity Rates Available Now

Annuities are a safe and reliable investment. They can transform your savings into a more predictable income. Speak with one of our qualified financial professionals today to find out how an annuity can offer you guaranteed monthly income for life.

Our unique system of “Pooled and Shared” articles by our authors, our outside contributors, and writing assistants provides efficiency, enhanced collaboration, and greater topic accessibility. This allows for a better utilization of content and productivity while delivering meaningful content to our readers.

Content in our posted articles is deemed to be accurate but topics, facts and laws can change. It is always a good idea to verify facts before making decisions. Always seek authorized and professional advice regarding financial decisions which includes investing, annuity purchases, tax planning, changes in a financial portfolio and retirement planning.

Share This Entry:

In This Article

Protect Your Retirement

Our 20th edition of The Safe Money Guide, the standard of the industry.

Recent Posts