Retirement Planning

Retirement planning is figuring out how much money you will need to have saved up when you retire so that you can live comfortably. It involves estimating how long you will live and how much money you will need each year to cover your expenses.

Learn more about retirement planning from our financial advisors below.

June 15, 2022

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“The key to having great diversification in your portfolio lies in finding assets that are not closely correlated.  Could gold and other precious metals be one such non-correlated investment.”   Eric. . .

May 13, 2022

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“One overlooked pitfall of retirement planning that can wreak havoc on your portfolio is “uncompensated risk.”-  Gary Stewart Even the least sophisticated investors accept that higher rewards aren’t possible unless. . .

May 9, 2022

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Consider guarantees, planning, and risk reduction strategies to create sustainable streams of retirement income.. . .

“Changing expectations of inflation may have your advisor recommending TIPS. But you should know they don’t work like conventional bonds and may carry more risk.”  Lyle Boss What exactly are. . .

Laddering is a strategy that spreads out the maturities of different fixed-income vehicles. Laddering is often used to invest in certificates of deposit and bonds but can also be an. . .

April 29, 2022

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“Annuities were never designed to be 100% liquid. However, modern annuities are now created with features that make your cash significantly more accessible.”- Gary Stewart. Some consumers’ understandable objection to. . .

April 27, 2022

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“There’s a lot of talk about inflation these days, but what about its’ mirror image- deflation? Deflation could be what eventually unravels the world’s economies. Orlando McCall When consumer and. . .

April 27, 2022

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“Inflation causes your savings and fixed income assets to lose purchasing power as time passes and the cost of goods and services goes up. Inflation can alter your standard of. . .

April 5, 2022

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“If you are waiting for interest rate hikes before purchasing an annuity, you may want to reconsider.” Joe Edgeworth The Federal Reserve has begun declaring interest rate changes in the. . .

March 28, 2022

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“Understanding and mitigating the risks that cause plan failures is critical if you want to maintain your lifestyle when you retire.” Seniors who want sustainable, inflation-protected income when they no. . .

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Annuities are a safe and reliable investment. They can transform your savings into a more predictable income. Speak with one of our qualified financial professionals today to find out how an annuity can offer you guaranteed monthly income for life.

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Content in our posted articles is deemed to be accurate but topics, facts and laws can change. It is always a good idea to verify facts before making decisions. Always seek authorized and professional advice regarding financial decisions which includes investing, annuity purchases, tax planning, changes in a financial portfolio and retirement planning.

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