An investment is something that you put money into with the expectation of earning a profit. For example, you might buy shares of ownership in a company. If the company does well, the value of the stock will go up, and you can sell it for more than you paid.
Learn more about investing from our financial advisors below.
Thinking about investing in bonds? You need to learn about the bond callable feature first.
I often wonder to myself, “why more people are not securing their retirement with a guaranteed income?” All of the aspects for a happy retirement are there – guaranteed income, safety, security, no market risk, possible LTC benefits, and peace of mind. Take a look at this quote from the Financial Research Corporation: “Our […]
“A stock market index tracks the performance of a group of stocks or assets and gives investors a efficient way to gauge the overall health of the market.” – Anthony De Santis Some background on market indices Although you might think of stock market indices as products of the modern information age, they’ve been […]
Many high-net-worth individuals may find themselves entirely self-insured, with their assets kept in banks and multiple investments. However, economic issues exist, and they may result in a financial crisis for the investor/depositor. The last thing anyone wants is to run out of money, lose their assets and be incapable of securing their family’s legacy. With […]
Selecting the correct financial advisor becomes an important decision when managing and accumulating your retirement funds. That need is magnified when you decide to roll over your IRA or other qualified funds when you leave your place of employment. Your choice of a professional should be based on a complete understanding of the process […]
By Robert Penna Throughout history, residents of smaller communities have relied on local tribunes, gazettes, chronicles, heralds, and posts for credible and pertinent news and information. Sadly, in the past 15 years, more than ¼ of local newspapers have closed or merged with larger media outlets. The disappearance of this type of publication has left many […]
“You didn’t get a deduction for that bedroom set when you bought it. But if you sell it at a garage sale, you might wind up with a tax bill unless you’re careful”- Gary Stewart Starting January 1, 2022, anyone receiving $600 or more in payments for goods and services through third-party payment companies […]
For centuries gold has been an asset that many have used as their basis for wealth. Ownership of gold also means you own a direct relationship to volatility. No other asset in the past hundred years has reflected volatility more than gold. If you are concerned about volatility, especially with your important retirement funds that […]
Why should you care about the “time value of money?” One of the fundamental financial concepts, the time value of money (TVM), says that the current value of a sum of money is worth more than the future value of that same amount. The principle of TVM comes from implicit costs, known as “opportunity costs.” […]
Don’t be quick to click; make sure it’s legitimate. The world has gone digital, so have your assets and much of your personal information. Cybercriminals are aware of this shift but are also mindful of how ill-prepared many people are when protecting themselves in the online world. While cybersecurity might seem complex, a little […]
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