Today I’d like to discuss what makes retirees happy. To quote The Pension Research Council 2003: “Research has shown retirees with greater amounts of guaranteed income show more satisfaction, worry less, and show fewer signs of depression.” (1) Now that sounds like a very sensible statement; however, from speaking with so many people over the years, including […]
What is an annuity?
An annuity is an insurance product that can provide you with a stream of payments for a set period of time, typically after you retire. The payments are made either for a specific number of years or for the rest of your life.
Learn more about annuities from our financial advisors below.
Eddy came to us looking for a place to feel safe, secure, and perhaps even a little love. A few years ago, we acquired Eddy. Eddy is a miniature donkey who is virtually homeless. He is a little guy who was passed around from one house (broker-dealer) to another. No one cared much about […]
Licensed security brokers sell variable annuities, and fees and expenses are included. Variable annuity sales are headed for their lowest annual sales in nearly two decades, since the mid-’90s, as their multi-year slide continues. Broker-dealers have been running from the current trend in “transparency” of products and are now turning to products with stronger […]
Today, August 29th, 2017, day 4 of Hurricane Harvey, I am sitting at my computer In Houston, Texas, safe and secure for the time being. At this point, I do not know what awaits my fellow Texans who have been directly affected by the destructive winds and flooding Hurricane Harvey has produced. Nobody does. Like […]
The Best Practices Used to Create Sustainable Streams of Retirement Income Do you want the best retirement income solutions possible? Do you want to find the correct answers for creating a secure retirement, never fearing market volatility again with that part of your portfolio necessary for sustaining your essential needs? You see, market stability is […]
End your confusion by discovering the benefits annuities provide As I speak with callers to my Safe Money & Income Radio Shows, I hear all sorts of ideas about grants and what they can do. There is a lot of helpful information available, but at the same time, there is a lot of conflicting information […]
I get this question from prospective clients, do you use annuities in your retirement planning? The simple answer is yes. I have multiple annuities as part of my retirement portfolio. And the reason I use allowances for my retirement is the same reason that anyone would use them: Safety, Guarantees, Growth Potential, and […]
Fixed indexed annuities have become the darling for retiring with guaranteed income. Update: https://www.investmentnews.com/article/20180607/FREE/180609918/fixed-annuity-sales-set-for-massive-spike Nearly 3 million people will likely purchase fixed index annuities (FIA) in 2017. (2019, 4.2 million estimated new purchasers) Three states lead this annuity buying increase: Texas, Florida, and California, with an estimated 720,000 households likely to purchase an annuity. California […]
Like the Beatles said: “All you need is income.” It’s essential to realize the difference between our working and retirement years. In our working years, we work for income and savings. It’s about payment and the security it brings—the almighty paycheck. In our retirement years, we want our savings to work for us and create […]
As I speak with many of the callers to my radio show, one of the first things many bring up is that they are interested in hearing more about what I have been talking about, but they do not want to look at anything that may eat into their principal. They are intrigued by the […]