About Syndicated Columnists

Syndicated Columnists works with local community-based publications that wish a local approach to information. We believe the local reader wants to read informational content presented by an expert in their community. By providing original subject matter focused on the financial market, our articles are diverse, easy to understand, and targeted to the interested reader. The goal is to bring quality informational writing to the local market. "We believe Local Content is Good Business." Website: syndicatedcolumnists.org

Syndicated Columnists

Sequence Of Returns Risk

What is the "sequence of returns" risk, and how can it negatively impact your retirement savings? The "sequence of returns risk" or "sequencing risk" refers to the possibility that the timing and order you take investment returns may not be favorable. Bad timing results in your portfolio having less overall value, meaning you'll have less [...]

By |2021-07-26T20:02:55+00:00July 26th, 2021|Retirement Planning|

How Much Money Is Needed In Retirement

How much money do I need in retirement? "One of the thorniest issues facing retirees is how to determine much money they will be able to spend when they no longer work. Even data-focused planning has a hard time solving the dilemma of knowing exactly how much to withdraw without compromising one's lifestyle." A persistent [...]

By |2021-07-21T18:20:52+00:00July 21st, 2021|Retirement Planning|

Mistakes That Could Make Retirement Challenging.

Making any of these common mistakes could mean you will have to struggle more when you no longer get a paycheck." The road to a successful, stress-free retirement often has potholes more challenging to navigate than you may believe. There are numerous critical issues to address, complicated money concepts to understand, and a bewildering array [...]

By |2021-07-20T19:25:27+00:00July 20th, 2021|Retirement Planning|

If You Go Phishing, Make Sure You Are Not The Bait

“I remember how trusting my parents were with people, no more.  Now you must be in guard all of the time.” The IRS published its top scams to help the US Taxpayer avoid being taken advantage of and cheated. One of the biggest scams and one that has grown in its use is Phishing. Let's [...]

By |2021-07-20T19:21:40+00:00July 20th, 2021|Financial Planning|

Charitable Gift Annuities

A charitable gift annuity (CGA) provides a structured way to give to charity while securing your own future. A gift annuity purchaser secures immediate tax relief, in addition to monthly dependable retirement income stream. The way this works is that in return for a lump sum gift contribution, the charity guarantees you a steady income for the rest of your life, options include immediate or deferred

By |2021-07-20T19:30:30+00:00July 20th, 2021|Annuities, Annuities 101|

Social Security Will Run Out of Money

Social Security will never run out of money. I know that is a broad and concerning statement, and one intended to cause the reader to investigate further. The new research report from Boston College’s Center for Retirement Research provides us with fresh and actionable information. If current spending, without tax adjustment, continues in 2034, benefits [...]

By |2021-07-20T22:18:04+00:00July 18th, 2021|Social Security|

Make Sure Your Credit Score Is Accurate Or It Could Cost You

Credit bureaus track consumers’ credit history: making sure they pay their bills, aren’t late on those bills, and how much debt they carry. There are many credit bureaus, but the big three are Experian, TransUnion, and Equifax. When you borrow money from a lender, the lender pulls your credit report from one or more of [...]

By |2021-07-20T19:35:07+00:00June 29th, 2021|Financial Planning|

Don’t Gamble. Leverage Like Buffett.

Think of your money for its intended use and for most of us that would be retirement income and money to enjoy the security later in life. There is a way to beat the system, it is easy, simple and the big boys won’t know about it. Why won’t they? Because they don’t care, they only care about their reasons for their money.

By |2021-07-20T19:36:30+00:00June 21st, 2021|Annuities, Retirement Planning|