Articles By Charles Cardenas III

Charles Cardenas’s philosophy and that of the RPS Retirement Planning Systems of South Texas act in the client’s best interest. His clientele includes healthcare professionals, state and federal employees, business owners, and blue-collar workers. Charles understands that his clients are concerned about protecting their hard-earned assets and are extremely worried about possibly running out of money during their retirement years. RPS’s goal is for every client and their families to have sufficient income during retirement and to pass on family assets to the next generation efficiently through proper estate planning.
February 9, 2024

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In the grand theater of life, money often plays a starring role, influencing our decisions, shaping our aspirations, and even dictating our sense of self-worth. Yet, beneath the surface of. . .

January 5, 2024

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When a spouse enters a nursing home, understanding the implications for their Social Security benefits is crucial, especially for retirees and pre-retirees planning for financial stability. Here, we’ll discuss how. . .

December 8, 2023

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Life insurance is often associated with working-age individuals who need to protect their dependents from financial hardship in case of their untimely death. However, seniors, even those in retirement, may. . .

November 8, 2023

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Incorporating Annuities and Life Insurance Comprehensive retirement planning entails thoroughly assessing your entire financial picture, future lifestyle preferences, and tolerance for risk as you prepare for retirement. This approach doesn’t. . .

October 25, 2023

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A Comparative Analysis Retirement planning is an essential aspect of financial planning, and there are two main approaches that can be taken: holistic retirement planning and bank management retirement planning.. . .

September 21, 2023

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Texas’ Best-Kept Retirement Secret The Lower Rio Grande Valley (LRGV), situated in the southernmost tip of Texas, presents a compelling case for those contemplating where to spend their retirement. With. . .

August 8, 2023

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A Path to Stability and Peace of Mind Picture yourself in your retirement, sitting on the porch of your dream home without any financial worries. Sounds good, doesn’t it? To. . .

June 6, 2023

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Navigating the Complex Terrain Estate planning is crucial for couples to ensure their wishes for asset distribution are respected after their passing. It is an integral part of financial planning,. . .

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