Bill Broich

About Bill Broich

Bill Broich is a well-known annuity expert with over 30 years of experience. He has written hundreds of articles on annuities and other financial topics, and has been a featured commentator on TV, Radio and the Internet. To follow Bill's profile, click here.
Toll-Free: 888.390.4211 | GVA, Annuity.com

Legacy Abitrage

Use Legacy Arbitrage to extend benefits to heirs Definition of 'Arbitrage' from Investopedia "The simultaneous purchase and sale of an asset to profit from a difference in the price. It is a trade that profits by exploiting price differences of identical or similar financial instruments, on different markets or in different forms. Arbitrage exists as [...]

By |2019-12-12T23:11:37+00:00December 12th, 2019|Estate Planning, Uncategorized|

Women And The Retirement Nightmare

For several years I worked as a volunteer for the local food bank. It supplied those in need with weekly baskets of food and other necessities of life. It was very special to help, and I have numerous memories of that time. I met many people who wanted nothing more than to be of help [...]

By |2019-11-22T07:22:16+00:00November 22nd, 2019|Retirement Planning|

Baby Boomers And Mortgage Debt

I  remember when our church in Emmett Idaho finally was able to retire the mortgage. Our parish had a pot luck dinner; several parish members spoke, including my mother, and then a ceremony to burn the mortgage. I was 11 years old then and knew nothing of money or a mortgage; what I do remember [...]

By |2019-11-19T05:50:52+00:00November 18th, 2019|Retirement Planning|

The Dow Jones Industrial Average Will Hit 30,000

I remember well that statement being made at a financial convention years ago, the speaker followed up his announcement with this: “I just don’t know when!” It seems that the stock market is always going up, and yet his past few days something odd has happened, it has dropped, dropped like a rock. Immediately after [...]

By |2019-10-22T20:04:32+00:00October 22nd, 2019|Investing|

Use The Bank Ladder Approach To Increase Yield On Your Bank Deposits

This simple and yet efficient approach to solving interest rate volatility can work for you. It involves annual maintenance on the investor’s part and the ability to use the internet for available interest rates.  Never allow anyone to charge you for this approach to bank deposits, do it yourself.  There are numerous options available to [...]

By |2019-10-16T13:41:52+00:00October 16th, 2019|Investing|

Invisible Fees In Mutual Funds

Transparency in the financial world has traditionally been lacking. As information sources have increased, along with it has come more chances to look behind the curtain. The mutual fund industry in America is enormous; most all Americans have or currently do use these products for accumulating funds for retirement and many other uses. Mutual funds [...]

By |2019-09-24T20:15:06+00:00September 24th, 2019|Investing|

The Golden Years May Become Scary

When the Social Security Administration announced that for 2016, 2017, 2018 there would be NO “cost of living adjustment” (COLA) to retirement payments, many considered inflation was under control. The reason for no COLA is simple, and Congress sets the COLA based on the performance of the Consumer Price Index (CPI). The CPI failed to grow [...]

By |2019-09-24T19:40:48+00:00September 24th, 2019|Retirement Planning|

4 Strategies To Reduce Volatility In Your Retirement Portfolio

I have been asked recently how the current volatility of the stock market will affect the interest in annuities. Of course, the obvious answer to avoid instability is to get out of the market, and most people are fearful of that. While the issue of volatility is clear, greed and desire to make more and [...]

By |2019-09-24T00:00:15+00:00September 23rd, 2019|Investing|

Your Broker Wants You To Know All Quiet On The Western Front

If you haven’t read the colossal epic book about WWI, All Quiet on the Western Front, you might want to give it a go. Erich Remarque's novel about the horrors of war and the effort to remain alive while both witnessing and causing indescribable carnage is intense. The book catapults you to that time and [...]

By |2019-09-21T19:41:30+00:00September 20th, 2019|Investing|

The Longer You Live The Longer You Live

When planning retirement, make sure your money lasts as long as you do!   In 1994, amateur economist and investment manager William P. Bengen wrote his famous thesis about withdrawal rates from accumulated funds in calculating retirement income. Here is the link:http://www.retailinvestor.org/pdf/Bengen1.pdf Over the years and due to the financial meltdown of 2008, the amount [...]

By |2019-09-12T14:45:46+00:00September 11th, 2019|Retirement Planning|