A recent report about retirement confidence from the Employee Benefit Research Institute found a widespread concern over the future, the future in retirement income, the future of social security and the future of Medicare. This article was originally written in 2015 and it is coming true rapidly. Well worth a new read. Click here [...]
As we age, safety, security, and guarantees become more and more important. Having an income that will last a lifetime and ensuring that dignity is part of our existence is a priority.
No single retirement plan works for everyone. Your plan should be customized – shaped by your own goals, your comfort with risk, how long you have until retirement and how long you think you’ll be in retirement.
America was built on free enterprise and the drive for profit, but at what cost does that profit cost, not in bottom line numbers but in human sacrifice? This is not a liberal communist criticism of our system; it is merely a reflection of the changes we have seen these past 20 years.
A recent article in Investment News reported the planned crackdown on excessive fees charged by the brokerage industry, but how can FINRA regulate their own source of revenue?
One retirement goal is to live worry and stress free. A safe retirement option can help you achieve that goal.
Death, while painful for most of us to contemplate, is nonetheless a fact of life for which we all need to prepare. The death of a spouse brings its unique kind of grief, along with a list of tasks that must be accomplished; often within a specified time frame. One of the first things [...]
I just couldn’t keep my big mouth closed and gave Harry and Sally the report on their 401 (k) annual expenses being charged to manage their funds. These expenses were in addition to the $50 per year administration fees and were tied to the actual account value of the funds in the 401 (k).
Many investors see the stock market as a way to get rich quick, but if they don’t understand their investment, or how the stock market works, they could be in for trouble.
Look before you leap when it comes to bond mutual funds. Bond funds are similar to stock mutual funds in that they are pooled investments under the control of a fund manager who makes investment decisions. The most significant difference between the two is that a bond fund contains a selection of bonds, rather than [...]