For more than two decades, Al Martinez has been an advisor and general agent in the financial services industry, helping clients to make sound financial decisions in the areas of insurance and retirement planning.
February 21, 2024

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Retirement planning is a critical aspect of financial well-being, yet many individuals often underestimate the two most significant expenses they will face: housing and healthcare. These costs can significantly impact. . .

October 25, 2023

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Navigating Retirement Investments Safely Navigating the treacherous waters of retirement investments can sometimes feel like an unpredictable and turbulent voyage. The financial markets can be a rollercoaster of ups and. . .

September 28, 2023

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Secure Your Golden Years with Annuities and Insurance Products How we think about retirement has significantly shifted in recent years. The conventional wisdom that suggests relying solely on Social Security. . .

August 31, 2023

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Fixed annuities and bank certificates of deposit (CDs). Both financial products are often regarded as the tortoises in the race for investments: slow and steady, they get to the finish. . .

June 29, 2023

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Customizing your Financial Safety Net Disclosure: Annuity riders are not always offered on all annuity products, and riders may not be available in all states. The discussion below is meant as. . .

April 5, 2023

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An annuity ladder is a financial planning strategy that involves dividing a lump sum of money into a series of annuities with different maturities. The idea behind an annuity ladder. . .

February 3, 2023

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Are you a retiree or planning to retire soon and concerned about having your savings last? It’s a valid concern; with increasing life expectancies, many retirees have to find ways. . .

January 9, 2023

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Years ago, I was sitting in my home watching on TV the arrival of a destructive force of nature called Hurricane Harvey in Houston.  As was reported through 24/7 media. . .

September 20, 2022

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Could an annuity help you enjoy your retirement? Hurricane Sandy devastated the Atlantic Seaboard, the national election has come and gone, but your money is still safe and sound. Think. . .

September 11, 2022

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Fixed indexed annuities have become the darling for retiring with guaranteed income. Nearly 3 million people will likely purchase fixed index annuities (FIA) in 2017. (2019, 4.2 million estimated new. . .

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Content in our posted articles is deemed to be accurate but topics, facts and laws can change. It is always a good idea to verify facts before making decisions. Always seek authorized and professional advice regarding financial decisions which includes investing, annuity purchases, tax planning, changes in a financial portfolio and retirement planning.

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Speak with one of our qualified financial professionals today to find out how an annuity can offer you guaranteed monthly income for life.