Al Martinez

About Al Martinez

For more than two decades, Al Martinez has been an advisor and general agent in the financial services industry, helping clients to make sound financial decisions in the areas of insurance and retirement planning. Host of the Al Martinez Retirement And Income Radio Show. Web Site:
Office: 888.418.3358 | Cell: 303.478.3358 | America’s Financial Solutions Group, LLC

Two Basics You Must Know About Annuities

  Some people find annuities difficult to understand. This can be due to the many different types of annuities or the fact that they are so unique compared to other types of investments. People just haven’t encountered anything like them. However, if you need additional income for retirement, an annuity might be exactly what you [...]

By |2017-10-23T00:08:55+00:00August 24th, 2017|Annuities|

Saving For Retirement? Don’t Forget Your Teeth

 Three years after Sue retired, her jaw began to hurt, at first only when she awoke, then eventually constant. As she had aged, a small overbite had grown to a large overbite, an overbite that was changing her mouth and her life. Her dentist suggested several options, surgery, exercises and special devices. Eventually, Sue was [...]

By |2017-10-23T00:31:59+00:00June 22nd, 2017|Retirement Planning|

4 Common Myths about Annuities

Corporate media is largely aligned against annuities. Could this demonization be driven by financial bias? Traditional financial institutions (Wall Street) spend huge amounts of money advertising on corporate media properties. What really is the truth about annuities?  How can one product be so loved and vilified at the same time?  It is because annuities are [...]

By |2017-10-23T00:49:15+00:00May 29th, 2017|Annuities|

A Pile Of Cash: How Important Is It?

Sure, when it comes to paying for something like a new car -- cash talks. Cash can get you a better deal and eliminate interest payments. But more importantly than having cash is having cash flow. Cash flow is the true king. Cash flow is INCOME. Try thinking of your money from a different perspective [...]

By |2017-10-23T01:31:27+00:00April 23rd, 2017|Retirement Planning|

Top 7 Retirement Planning Mistakes to Avoid 

Retirement decisions can be confusing and complicated. Many people make too many mistakes when it comes to decisions that can affect their important retirement period. Listed below are 7 retirement mistakes, possibly you can avoid them. Searching for jobs later in life:  Many people forgo proper retirement planning thinking they’ll be able to offset retirement [...]

By |2017-10-23T01:43:17+00:00April 12th, 2017|Retirement Planning|

Annuity Sales Are Predicted to Grow In These States

Nearly 3 million people are likely to purchase fixed index annuities (FIA) in 2017. Three states lead this annuity buying increase: Texas, Florida and California with an estimated 720,000 households likely to purchase an annuity. California makes up 325,000 of those, a stunning 16.5% growth-rate over three years. Those three states make up 26% of [...]

By |2017-10-23T02:11:55+00:00April 3rd, 2017|Annuities|