© 2023 Annuity.com – A National Organization Focused on Truth, Transparency, and Trust.
For Licensed Agents | Honors| Member Login
About | Contact | Glossary | Code of Ethics | Terms of Use | Privacy Policy | Website Accessibility
© 2023 Annuity.com – A National Organization Focused on Truth, Transparency, and Trust.
For Licensed Agents | Honors| Member Login
About | Contact | Glossary | Code of Ethics | Terms of Use | Privacy Policy | Website Accessibility
What Do Different Annuities Offer?
/in Annuities/by Library of Financial ArticlesPart 2: Last week I wrote about what the experts think about annuities; how leaders such as Tony Robbins, Suze Orman, Dr. David Babbel, after doing much research, state that for the right person, at the right time, the right annuity can be very beneficial to enhance one’s retirement. So, what is the right annuity? […]
What Do Experts Say About Using Annuities for Retirement Planning?
/in Annuities/by Library of Financial ArticlesPart 1: There are many opinions about annuities and misconceptions; but let me ask you this – if leading economists, financial spokespeople, and leaders of various departments of our government use annuities for their portfolio, wouldn’t it be wise to look at annuities and learn more about them? In Tony Robbins book, Money Master The […]
Maximize Your Pension And Take Better Care Of Your Spouse.
/in Retirement Planning/by Jim JungeMany pension programs both in the private and public sectors offer a “Spousal Survivor Benefit.” If the primary pensioner dies first—the spouse gets a percentage, usually not all, of the regular monthly pension received before death. If selected, this nice benefit comes at a not-so-nice cost. The provider of the monthly pension is now going […]
Which Bucket Of Money Do I Use First?
/in Retirement Planning/by Steve KerbyMost people who have saved for retirement, college, or just an emergency fund, have assets in several different investments, I like to think of each of these as buckets. Buckets of money. Once the time comes to consider which bucket to use first, many options arise. If you have qualified money in a bucket […]
Does Tax Deferred Growth Make Sense For You?
/in Retirement Planning/by Bill BroichThe definition of tax-deferred growth is this: An investment in which some or all taxes are paid at a future date, rather than in the year the investment produces income. When comparing tax-deferred accounts with annual taxable accounts, several factors need to be considered: · How soon will the funds be needed? · Are these […]
The Emotional Side Of Being A Trusted Advisor
/in Retirement Planning/by David KatzRemove emotion when dealing with money decisions I recently received a call from my client, who shared with me that her husband of fifty-two years had passed away. I could feel the sadness and pain in her fragile voice. The reason for her call was she needed help filling out the death claim forms the […]
The Eighth Wonder Of The World
/in Investing, Retirement Planning/by Rick J. HahnBen Franklin said it (reportedly); “The Eighth Wonder of the world is compound interest.” And it’s true! Take $100,000, at 3% compounded for just five years; that amounts to $ 115,927. That’s a 15.9% gain. Now take $100,000 at 3% simple interest for five years; that amounts to a flat $115,000. A flat 15% gain. […]
Let Freedom Ring
/in Retirement Planning/by Library of Financial Articles“So Laurabell, how is business? Have you been freeing many people into retirement?” That was the greeting I received when I met with one of my clients to deliver his contracts. His statement about freeing people into retirement made me think; that is precisely the business I am in, the freedom business. You see, when […]
How Fixed Indexed Annuities Offer Guaranteed Income And Avoid Market Risk
/in Annuities/by Library of Financial ArticlesIs guaranteed lifetime income important to you? From time to time clients ask me for an analogy about what Fixed Indexed Annuities are and how insurance carriers can provide upside potential and growth while insulating the annuity owner from downside market risks. An analogy from the world of real estate investing may help understand […]
Preparing For Retirement Beyond The Finances
/in Retirement Planning/by Library of Financial ArticlesWhen I speak with my clients about preparing for retirement, of course, the conversation involves finances. However, I have found that preparing for retirement goes far beyond planning your finances (although that is a key component!). Sitting down with new clients some of the questions I ask are: • What are you planning on […]