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About | Contact | Glossary | Code of Ethics | Terms of Use | Privacy Policy | Website Accessibility
The Emotional Side Of Being A Trusted Advisor
/in Retirement Planning/by David KatzRemove emotion when dealing with money decisions I recently received a call from my client, who shared with me that her husband of fifty-two years had passed away. I could feel the sadness and pain in her fragile voice. The reason for her call was she needed help filling out the death claim forms the […]
When Optimism Can Be Devastating
/in Retirement Planning/by Library of Financial ArticlesAre you an optimist? Most of us maintain our most optimistic attitudes as we do the very best we can every day of our life. We try to live well today, as we set the stage for pleasant lives after we hang up the spurs from our working careers. As we plan for […]
The Eighth Wonder Of The World
/in Investing, Retirement Planning/by Rick J. HahnBen Franklin said it (reportedly); “The Eighth Wonder of the world is compound interest.” And it’s true! Take $100,000, at 3% compounded for just five years; that amounts to $ 115,927. That’s a 15.9% gain. Now take $100,000 at 3% simple interest for five years; that amounts to a flat $115,000. A flat 15% gain. […]
Let Freedom Ring
/in Retirement Planning/by Library of Financial Articles“So Laurabell, how is business? Have you been freeing many people into retirement?” That was the greeting I received when I met with one of my clients to deliver his contracts. His statement about freeing people into retirement made me think; that is precisely the business I am in, the freedom business. You see, when […]
How Fixed Indexed Annuities Offer Guaranteed Income And Avoid Market Risk
/in Annuities/by Library of Financial ArticlesIs guaranteed lifetime income important to you? From time to time clients ask me for an analogy about what Fixed Indexed Annuities are and how insurance carriers can provide upside potential and growth while insulating the annuity owner from downside market risks. An analogy from the world of real estate investing may help understand […]
Preparing For Retirement Beyond The Finances
/in Retirement Planning/by Library of Financial ArticlesWhen I speak with my clients about preparing for retirement, of course, the conversation involves finances. However, I have found that preparing for retirement goes far beyond planning your finances (although that is a key component!). Sitting down with new clients some of the questions I ask are: • What are you planning on […]
A Contemporary Twist On Little Red Riding Hood
/in Retirement Planning/by Jim JungeOne day Little Red Riding Hood was walking across town to her Grandma’s house. She was carrying her favorite basket which she always used when bringing things to Grandma’s, except today in the basket she would be carrying something very, very valuable and important—in the basket would be Grandma’s life savings. Grandma was retiring after […]
In Death, The Details Become Essential
/in Estate Planning/by Library of Financial ArticlesIn my line of work, I have the unfortunate job to deal with the passing of someone’s spouse, parent, or sibling. I see in these moments of grief I know how, if the details aren’t thought of ahead of time, the pain can be compounded with the frustration of trying to navigate through the messiness […]
Is There a Way to Protect Assets and Provide Quality Long Term Care for Someone Already Receiving Care?
/in Annuities, Retirement Planning/by Robert KellyAs a senior myself working primarily in the senior market, I am very much aware that the number one fear of most seniors is the fear of outliving their money. I have written articles previously about how I have been able to solve this concern for so many people and to help them secure peace […]
Understanding Your T.S.P. Options and Decisions.
/in Retirement Planning/by Jim JungeLongevity Risk, Investment Risk Withdrawal Options, IRS Life-Span, Assumed Growth, Payment Adjustments Control of Assets, Beneficiaries T.S.P Modernization Act of 2017 When you retire, there are some decisions to consider that will impact the financial quality of your future years. For Federal and USPS employees, nothing is more critical than managing your TSP funds properly. […]