Articles - Annuity.com

Safeguard Your Wealth With Required Minimum Distribution Strategies

August 14, 2018/in Retirement Planning/by Library of Financial Articles

These days most of us know that contributing to pre-tax retirement accounts like IRAs and 401(k) plans allow us the ability to receive upfront tax deductions and to enjoy the tax-deferred growth as long as the investment remains in the account. For that building retirement wealth and income, this compounding growth is powerful and allows […]

Life Insurance Benefits Optimization Opportunities

August 14, 2018/in Investing/by Bill Broich

As we age, the need for a life insurance policy can change. Numerous opportunities may exist for you to make changes to your current life insurance policy to establish a different type of benefit. • Exchange: Exchange your life insurance policy for an annuity to develop an income stream. The life insurance cash value will […]

12 B-1 Fees And Distrubution Fees In Mutual Funds

August 10, 2018/in Investing/by Bill Broich

Distribution fees in mutual funds are designed to cover ongoing marketing and support cost for services provided to owners of mutual funds. Distribution fees are paid to the sales organizations that provide the clients for the mutual fund company. 12 B-1 fees are subtracted from the mutual fund owners share value. These are fees paid […]

Whole Life Insurance Or Term Insurance- Which Is Best?

August 10, 2018/in Investing/by Bill Broich

An easy example of which to choose is based on a very hard to answer a question. How long do I need the protection? One fundamental thing to understand is that life insurance is not an investment, regardless of what an insurance agent tells you. Life insurance is for protection and protection only. The two […]

A Physicians Career and Protecting Your Retirement Funds With Fixed Indexed Annuities

August 10, 2018/in Annuities/by Bill Broich

Imagine the life of a physician. Many years of study, financial hardships, long time periods as a resident, then a physician has to build a practice, investing more money and dealing with government regulations. Being a physician is not for everyone, and it is a tough career choice., but for many, it is also gratifying. […]

Practice What You Preach

August 6, 2018/in Annuities/by Rick J. Hahn

I’ve always been a fierce proponent of “practicing what you preach.” When I buy a car, I always ask the salesman “what do you drive? What does your wife drive?” When deciding on a home improvement project, I ask the contractor: “If it was your Mother’s home, what would you recommend?” You get the idea. […]

Can You Afford To Lose Another Decade of Wealth

August 6, 2018/in Annuities/by Library of Financial Articles

Did you know that in September of 2013 the Dow Jones Industrial Average was hovering at the same level it was 14 years before? The stock market can be advantageous during specific time periods, but brutal during other times. Dreams can be crushed, retirement plans delayed. Can you afford to keep rebuilding your wealth every […]

Are Annuities Good Or Bad?

August 6, 2018/in Annuities/by Library of Financial Articles

Every once in a while someone will say to me, “ I heard that annuities are bad, is that true?” It’s usually because they came across an article on the internet that was bashing annuities or maybe a friend of theirs told them to stay away from annuities because you can lose money and they […]

Experts And Guarantees

August 6, 2018/in Annuities/by Rick Dennis

Recently I got a new roof for my home and, of course, it came with a guarantee. Well, that got me to thinking about all the different kinds of guarantees, and why some things we buy have guarantees and other things we purchase that should have a guarantee don’t have one. Let me tell you […]

Social Security Could Be Gone Sooner Than You Think

August 2, 2018/in Social Security/by Library of Financial Articles

In your retirement years, it is essential to not rely on Social Security as your only source of income, especially if you plan on being comfortable in the golden years of your life. 95% of Americans think “I have assets outside of only relying on Social Security, like my 401(k)”, but still don’t have a […]