Articles

Transparency: Welcome To The Future

October 21, 2021

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Transparency should be embraced by agents, insurance companies and our consuming public should demand it. Transparency will make us better agents and will make insurance companies better product providers.. . .

457 Retirement Plan Options

October 21, 2021

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A 457 Plan might be a good choice for your retirement planning What Is A 457 Plan? A 457 plan is a type of defined-contribution plan, for which employees of. . .

Estate Executor: Duties and Obligations

October 21, 2021

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An executor is the person responsible for managing the administration of a deceased individual’s estate. Obligations can vary from state to state and the size of the estate can determine. . .

What Happens To Bonds and Annuities If Interest Rates Rise

October 21, 2021

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Just a simple rate movement over time of 3% (3.25% discount rate) would reduce the actual value of all inforce US Treasuries by as much as 40% of their market. . .

The Sheriff In Town Comes To The Rescue

October 21, 2021

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Fear is a powerful emotion I like Halloween as do most people. I love to have the kids come to the door and “trick or treat” especially the little ones.. . .

Avoid Unnecessary Probate Expenses and Time Delays With This Simple Planning Tip

October 21, 2021

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When you open a retirement savings account (such as an IRA), you have the option of naming a beneficiary. This beneficiary designee stipulates where these assets will go when you. . .

Corporate Bonds, How Safe are They and What Happens if a Company Defaults.

October 21, 2021

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Bonds are backed by the financial strength of the bond issuer. If the bond issuer is not able or chooses not want to pay, a bond can be in default.. . .

Investing Can Be Risky….Maybe Not!

October 21, 2021

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The current state of the world economy is about as volatile as it has ever been since WWII. Many investors have run to safety and made huge purchases in the. . .

The Float, Warren Buffett, Annuities and You

October 21, 2021

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The use of the money known as the “float” allows the insurance company to use the funds for investment. If a claim is never paid, the float can become a. . .

10 Retirement Planning Mistakes and How to Avoid Them

October 21, 2021

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We all dream of retirement and spending our time as we see fit, but making that life changing decision prior without fully understanding the consequences can be an error. Compared. . .

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