Annuities

For years, workers nearing retirement have grappled with the challenge of turning their savings into guaranteed lifetime income. While recent legislation allowed workers over 50 to purchase annuities directly through. . .

Have you ever loaned yourself money? That’s the basic concept behind an annuity loan. If you’ve already signed an annuity contract and at least partially funded your account, you may. . .

When I talk with people about retirement planning, I immediately emphasize that there’s no one-size-fits-all approach. Everyone’s goals, needs, and lifestyle choices are unique, and so are the best strategies. . .

The results are in — but how will the 2024 US election affect annuities?  Savvy investors understand that, in an election year, the best annuities are those that offer risk. . .

When planning for retirement, the time horizon—the number of years you have until retirement—is one of the most critical factors to consider. This timeframe affects your strategies, the amount you. . .

Investing in a 401(k) remains one of the most effective ways to build wealth for retirement. The benefits are clear: automatic payroll deductions, tax advantages, and the potential for employer-matching. . .

With each new year comes a wave of updates to financial rules and limits, and 2025 is no exception. These changes may have a meaningful impact on how much you. . .

Tax deferral is one of the key advantages of annuities, offering a way to grow your retirement savings without the impact of annual taxes. Understanding how this works—and how the. . .

Understanding your financial risk tolerance is a critical step in building a retirement strategy that works for you. Risk tolerance refers to your ability and willingness to endure fluctuations in. . .

When planning for retirement, the time horizon—the number of years you have until retirement—is one of the most critical factors to consider. This timeframe affects your strategies, the amount you. . .