Examine the different types of annuities and see if an annuity is the right fit for your retirement portfolio.
Turn on the radio, pick up the newspaper, google the word “Annuity” and sit back and think to yourself, what in the world is going on here? Huge firms and stockbrokers all build fear and loathing around this ominous word “Annuity.” Have you ever thought about the definition of the word Annuity? What is it exactly? [...]
One of the biggest concerns my prospective clients have when researching annuities is accessibility. As big as a myth that this is, the reality is, annuities have more liquidity features than any other considerable “safe” investments. The only investment with more liquidity in a “safe money” investment is cash just sitting in a bank [...]
Many people have mixed feelings about retirement. They also don't have the correct mindset of retirement because they are still employed. Some even dread retirement because they don't have a clue, what they will do, will they be fine or miserable., Basically no one is prepared nearing retirement age. In general, most people work [...]
My broker says he can outperform an annuity, can he? I would like to know how! Quite often when annuity agents present an annuity strategy to potential clients, the client will take the annuity information and present it to their broker, who is managing their money with their brokerage firm, in order to get [...]
We are now facing an economic situation similar to about 20 years ago, and I know from experience that you’re not going to like what’s about to happen to you and your important money.
What is the real benefit of Fixed Indexed Annuities? Your funds are fully guaranteed and are safe and secure. Your Fixed Indexed Annuity can only increase. Fixed Indexed Annuities are best suited for people who want to protect their original principal and provide for an increase in funds linked to a major index.
Almost all newer annuity contracts have a provision in them to allow access to all or most of your funds without penalty in the event of a need for a nursing home. The greatest fear of most senior adults is being confined to a nursing home and not being able to live in dignity. Annuity [...]
What do you want the annuity to accomplish for you? That question is best answered with another question. What is the purpose of the annuity? What would you like it to accomplish for you? Many companies and annuity marketing organizations will tell you about how great their annuity products are, and generally, their features and [...]
Use tax-deferred annuities to manage your future tax liabilities A tax-deferred annuity is a plan in which income tax on an original deposit of investment income is not charged during the investment period. The tax liability is deferred until the owner or beneficiary begins to receive (or accesses funds) periodic payments of earnings from [...]
The Baby Boomers are arriving in full force. In 2006 we witnessed activity in the annuity sales market totaling sales $236 million. Much of this demand is because Baby Boomers were retiring at the rate of 10,000 per day. And with the impending crush of retirements, the insurance industry is gearing up for a [...]
