Examine the different types of annuities and see if an annuity is the right fit for your retirement portfolio.

Save And Safeguard Your Money A With Fixed Indexed Annuity

Worries about safeguarding money appear to be a common occurrence to all Americans while saving for retirement. A significant number of adults depend on their 401K, Individual Retirement Account (IRA), Pension Plans, or Social Security. Unfortunately, those are not enough to support the needs of most adults in their later years. An assessment considers a [...]

By |2021-09-09T21:07:31+00:00September 9th, 2021|Annuities, Retirement Planning|

Wall Street’s Latest Attempt To Create An Annuity: Bond Tents

Beware of bond tents that are disguised to act like an annuity It never ceases to amaze me to what lengths Wall Street will go to with their products to make them pretend to be an annuity. Remember, all brokers want to do is make changes in your portfolio, for if they can, the more [...]

By |2021-09-06T14:42:08+00:00August 10th, 2021|Annuities, Retirement Planning|

What Are Some Advantages Of Rolling A 401(k) Into An Annuity?

"Annuities provide guaranteed, predictable sources of income. But do pre-retirees with money in 401ks need to add them to their portfolios?"- Jim Fish Annuities have some undeniable advantages over other financial instruments. For one thing, annuities make retirement planning more accessible by creating a guaranteed source of predictable income that lasts a lifetime. Annuities also protect [...]

By |2021-07-28T23:22:22+00:00August 6th, 2021|Annuities, Retirement Planning|

Longevity! Can You Insure It? Yes!

What happens if you live longer than you expect? How do you make sure your funds last as long as you do? Do you invest in stocks? Bonds? Keep your money in the bank? Increased life expectancy is extending the time needed for our retirement funding, making sure our money lasts as long as we do has become the new “mantra” of the Baby Boomers.

By |2021-08-28T15:28:26+00:00August 4th, 2021|Annuities|

Should An Annuity Be A Part of Your Retirement Portfolio?

10,000 a day join the ranks of retirees Since 2014 the number of Americans retiring has increased to 4 million annually, more than 10,000 a day. From 2014 to 2034, about 80 million seniors are expected to retire, which will strain Social Security and Medicare systems with the potential to lead to increased reductions in [...]

By |2021-08-02T17:50:48+00:00August 1st, 2021|Annuities|

The 3 Biggest Concerns About Variable Annuities

Variable annuities and fixed annuities are very different creatures. Fixed annuities earn a set rate of interest for a specific time period. Variable annuities invest your funds in separate accounts (sub accounts) that invest in securities such as stocks and bonds, etc. Each separate account will offer specific investment objectives, you select the accounts that will best help you reach your goal. Here are specific points to understand before investing in variable annuities.

By |2021-07-27T21:03:21+00:00July 28th, 2021|Annuities|

Will Your Government Or Private Pension Take You To Age 100?

“Living to 100, or longer, is no longer a rare occurrence.  Will your current retirement plan accommodate thirty or forty years without a paycheck?”- Angie Politarhos If your lifespan significantly exceeds your life expectancy, your wealth is exposed to something known as “longevity risk.” While modern income and retirement planning technology has improved over the [...]

What Is The Color Of Your Money — Red or Green?

Has a financial professional ever asked you what the color of your money is? Many investors are unfamiliar with this terminology. Most individuals have not heard of this because their financial advisers are more interested in discussing the specifics of a certain product rather than how you will benefit from that product. What I see is that focusing on product versus color can have a negative impact on your retirement.

By |2021-07-23T19:25:52+00:00July 27th, 2021|Annuities, Financial Planning|