Annuities Archives -

Examine the different types of annuities and see if an annuity is the right fit for your retirement portfolio.

Lower Interest Rates Until 2023? Great For Spenders, Bad For Retirement
Annuities, Bonds, Estate Planning, Financial Planning, General Business, Insurance, Real Estate, Retirement Planning, Small Business

Lower Interest Rates Until 2023? Great For Spenders, Bad For Retirement

In September 2020, the Federal Reserve ended its two-day policy meeting by announcing its intention of keeping interest rates at their current all-time lows until 2023. Since 70% of the American economy relies on consumption, the Fed's commitment to low-interest rates is part of an effort to push Americans away from saving and into spending. [...]

By Brad Rhodes|2020-09-22T00:15:58+00:00September 21st, 2020|Annuities, Bonds, Estate Planning, Financial Planning, General Business, Insurance, Real Estate, Retirement Planning, Small Business|

The Rule of 752: Use It To Change Your Spending Habits For A Prosperous Retirement
Annuities, Estate Planning, Insurance, Investing, Real Estate, Retirement Planning

The Rule of 752: Use It To Change Your Spending Habits For A Prosperous Retirement

There's a gremlin nibbling away at your wealth as fast you can accumulate it. It's a real threat operating under a rather benign-sounding name, "opportunity cost."- Michael Masor Opportunity cost is a financial principle that is critical to understanding how to build and preserve wealth. Yet, most people fail to grasp its' importance for their [...]

By Michael Masor|2020-09-22T00:21:05+00:00September 21st, 2020|Annuities, Estate Planning, Insurance, Investing, Real Estate, Retirement Planning|

What Women Business Owners Can’t Ignore When Planning For Retirement
Annuities, Estate Planning, Financial Planning, General Business, Insurance, Investing, Real Estate, Retirement Planning, Small Business, Taxes

What Women Business Owners Can’t Ignore When Planning For Retirement

If you are a woman business owner and don't feel confident in your ability to retire comfortably, you are not alone. A comprehensive survey of women business owners by Transamerica in 2016 revealed that nearly 46% of the respondents said they were concerned that they would not be able to retire comfortably. Perhaps even more [...]

By Angelica Politarhos|2020-09-18T20:16:30+00:00September 18th, 2020|Annuities, Estate Planning, Financial Planning, General Business, Insurance, Investing, Real Estate, Retirement Planning, Small Business, Taxes|

Should You Consider Moving When You Retire
Annuities, Estate Planning, Financial Planning, Insurance, Real Estate, Retirement Planning

Should You Consider Moving When You Retire

"Some retirees find they can add 6-8 years to their retirements by moving. But there are lots of things to consider before doing so."-Dana Trenchfield It's common for seniors who want to remain in their hometowns to trade their large homes for smaller, less expensive ones. Most retirees enjoy being in a familiar environment and [...]

By Dana Trenchfield|2020-09-16T17:40:26+00:00September 16th, 2020|Annuities, Estate Planning, Financial Planning, Insurance, Real Estate, Retirement Planning|

How Can A Hybrid Annuity Help You Plan For Long Term Care
Annuities, Annuities 101, Estate Planning, Financial Planning, Insurance, Investing, Retirement Planning

How Can A Hybrid Annuity Help You Plan For Long Term Care

If you are over 50, your financial advisor, agent, or CPA has probably mentioned the need for some protection against the potentially disastrous costs of long-term care. Knowing that retirees face increasing costs for long-term care and live longer than ever, your advisor may have suggested you purchase traditional long-term care (LTC) insurance policy. However, [...]

By Joe Uppleger|2020-09-17T16:24:39+00:00September 16th, 2020|Annuities, Annuities 101, Estate Planning, Financial Planning, Insurance, Investing, Retirement Planning|

What Are Buffer Annuities And How Do They Work
Annuities, Annuities 101, Estate Planning, Insurance, Investing, Retirement Planning, Social Security, Taxes

What Are Buffer Annuities And How Do They Work

Sparked by the current pandemic, sales of a relatively new type of annuity have seen a 38% increase over the last year, according to estimates by the Secure Retirement Institute. These latest iterations of annuity products, known as “buffer” annuities,” trace their origins back to 2010. That year, a handful of annuity companies created a [...]

By Robert Cannon|2020-09-01T22:53:19+00:00September 1st, 2020|Annuities, Annuities 101, Estate Planning, Insurance, Investing, Retirement Planning, Social Security, Taxes|

What Is A Multi-Year Guaranteed Annuity And Why Should You Care
Annuities, Annuities 101, Estate Planning, Financial Planning, Retirement Planning

What Is A Multi-Year Guaranteed Annuity And Why Should You Care

While no single financial product can meet the financial needs of every retiree, annuity products have evolved to earn a respectable place in many retirees' portfolios.- Randy Hux One of the easiest to understand products in the financial world is the multi-year guaranteed annuity or MYGA. A MYGA is a fixed-rate insurance product that allows [...]

By Randy Hux|2020-08-24T23:56:48+00:00August 24th, 2020|Annuities, Annuities 101, Estate Planning, Financial Planning, Retirement Planning|

What Is An Annuity Laddering
Annuities, Estate Planning, Financial Planning, Insurance, Investing, Retirement Planning

What Is An Annuity Laddering

What Is An "Annuity Laddering" And How Can It Work For You "A desire to preserve cash savings and turn that money into lifetime income is a primary reason some people decide to purchase annuity products. "Laddering" can help these products work even more efficiently."- Jerry Yu It's genuinely shocking when I run across people [...]

By Jerry Yu|2020-08-24T17:11:19+00:00August 20th, 2020|Annuities, Estate Planning, Financial Planning, Insurance, Investing, Retirement Planning|

The Elusive Market Sidewinder Hidden But In Plain Sight
Annuities, Annuities 101, Estate Planning, Insurance, Investing, Retirement Planning

The Elusive Market Sidewinder Hidden But In Plain Sight

Like the elusiveSidewinder Snake, the elusive “Market Sidewinder” buries itself in the sand of financial data we take in, staying calm and waiting for the right opportunity to reach out and bite us. The Sidewinder Snake is unique, able to travel sideways speedily at 18 mph across the sand. His method for getting his next meal [...]

By Ray Cessna|2020-08-24T22:33:46+00:00August 19th, 2020|Annuities, Annuities 101, Estate Planning, Insurance, Investing, Retirement Planning|

Should Your Portfolio Include A Deferred Income Annuity
Annuities

Should Your Portfolio Include A Deferred Income Annuity

Also known as "longevity" annuities, deferred income annuities (DIAs) are risk transfer contracts. These contracts allow you to create a guaranteed future income stream many years before you retire. DIAs are often used to supplement existing qualified plans and pensions. They can help solve a person's concern about outliving their money in retirement. When you [...]

By Lawrence Castillo|2020-08-12T15:00:33+00:00August 10th, 2020|Annuities|

12 Next