Examine the different types of annuities and see if an annuity is the right fit for your retirement portfolio.

Annuities Are Not The Enemy

Turn on the radio, pick up the newspaper, google the word “Annuity” and sit back and think to yourself, what in the world is going on here? Huge firms and stockbrokers all build fear and loathing around this ominous word “Annuity.” Have you ever thought about the definition of the word Annuity? What is it exactly? [...]

By |2019-08-15T21:40:33+00:00August 15th, 2019|Annuities|

The Misconception Of Annuity Liquidity And Income Riders

One of the biggest concerns my prospective clients have when researching annuities is accessibility.   As big as a myth that this is, the reality is, annuities have more liquidity features than any other considerable “safe” investments. The only investment with more liquidity in a “safe money” investment is cash just sitting in a bank [...]

By |2019-08-07T21:16:16+00:00August 7th, 2019|Annuities|

Safety In Retirement

Many people have mixed feelings about retirement.   They also don't have the correct mindset of retirement because they are still employed. Some even dread retirement because they don't have a clue, what they will do, will they be fine or miserable., Basically no one is prepared nearing retirement age. In general, most people work [...]

By |2019-08-08T17:38:26+00:00August 7th, 2019|Annuities|

Annuities Dirty Little Secret Number 1

What is the real benefit of Fixed Indexed Annuities? Your funds are fully guaranteed and are safe and secure. Your Fixed Indexed Annuity can only increase. Fixed Indexed Annuities are best suited for people who want to protect their original principal and provide for an increase in funds linked to a major index.

By |2019-03-06T21:53:43+00:00June 10th, 2019|Annuities, Annuities 101|

Know Your Annuity Contract: Nursing Home Waiver

Almost all newer annuity contracts have a provision in them to allow access to all or most of your funds without penalty in the event of a need for a nursing home. The greatest fear of most senior adults is being confined to a nursing home and not being able to live in dignity. Annuity [...]

By |2019-04-11T06:40:34+00:00June 7th, 2019|Annuities, Annuities 101|

What Is The Best Annuity?

What do you want the annuity to accomplish for you? That question is best answered with another question. What is the purpose of the annuity? What would you like it to accomplish for you? Many companies and annuity marketing organizations will tell you about how great their annuity products are, and generally, their features and [...]

By |2019-04-11T22:47:43+00:00June 7th, 2019|Annuities|

Tax Deferred Annuity

Use tax-deferred annuities to manage your future tax liabilities   A tax-deferred annuity is a plan in which income tax on an original deposit of investment income is not charged during the investment period. The tax liability is deferred until the owner or beneficiary begins to receive (or accesses funds) periodic payments of earnings from [...]

By |2019-02-21T20:45:20+00:00June 7th, 2019|Annuities, Annuities 101|