Examine the different types of annuities and see if an annuity is the right fit for your retirement portfolio.

Have You Planned For The Financial And Emotional Impact Of Caring For Your Parents?

"It can be wonderful to grow old with your parents. However, you'll need strategic planning to ensure that caring for aging relatives doesn't drain your emotional and financial resources." -Jeff Kennedy. For the last 25 years, Barbara and her mother Delores had lived miles apart, seeing one another mostly on holidays or during vacations. While [...]

By |2021-11-16T23:33:48+00:00November 16th, 2021|Annuities, Retirement Planning|

Does a deferred income annuity have a place in your retirement plan

Does a deferred income annuity have a place in your retirement plan? If you're looking for payments that begin on a future date and continue for the rest of your life, your spouse's life, or for a specific period, you might consider a deferred income annuity (DIA). DIAs offer several distinct advantages over other kinds [...]

By |2021-11-12T22:25:21+00:00November 4th, 2021|Annuities, Financial Planning, Taxes|

Is the “4% Rule” the Gospel truth or wishful thinking?

After running multiple scenarios against actual financial market returns and inflation rates between 1926 and 1992, personal finance guru William Bengen articulated the well-known "4% Rule". Bengen was surprised to discover that, despite stock market crashes and economic downturns, portfolios with 50% equities and 50% bonds did not typically run out of money for 30 [...]

By |2021-11-20T01:34:41+00:00November 3rd, 2021|Annuities, Retirement Planning|

Get More Retirement Confidence By Adding An Annuity To Your Portfolio

“Modern retirement, with its volatility and unpredictability, requires the use of multiple retirement income tools including annuities.”  Jim Fish Adjusting to life without regular paychecks is challenging and stressful for many retirees. Maintaining even a modest lifestyle and addressing rising medical costs requires foresight, planning, and strategic execution. Modern retirement, with its volatility and unpredictability, [...]

By |2021-10-28T18:15:02+00:00October 28th, 2021|Annuities, Insurance, Retirement Planning|

Get an Annuity Quote – Some Things to Consider

There are numerous reasons for owning an annuity but the most often considered reason is using an annuity for income. Annuities possess a wonderful feature; an annuity will guarantee income for as long as a person wants, even for an entire lifetime. If you are considering exploring an annuity and are interested in getting an annuity quote, here are a few simple rules.

By |2021-10-26T17:10:01+00:00October 26th, 2021|Annuities|

Annuity Riders

Many people are familiar with the concept of riders and how a rider pertains to homeowner’s insurance. For example, if a homeowner possesses valuable art investments, the homeowner may elect to purchase an insurance rider in order to gain extra coverage beyond a standard policy, just to protect their art investment. An annuity rider is similar, in that it can be purchased by the annuity holder and then be attached to an annuity.

By |2021-10-26T17:03:12+00:00October 26th, 2021|Annuities, Annuities 101|

Security is Spelled A-N-N-U-I-T-Y

Stability, volatility control, guarantees, and security are all synonyms for Annuities.   In unsettling times, 1906, 1919, 1929, 1951, 1978, 1982, 1987, 2001, 2008, 2020, and other years the need for stability becomes essential. Strength helps restore confidence is a stress remover and a confidence agent. Fixed annuities provide those features; they are safe, guaranteed, [...]

By |2021-10-26T08:42:18+00:00October 25th, 2021|Annuities, Annuities 101|