If You Don’t Want To Be A Fool Quit Acting Like One

Only a fool would buy an annuity, right? Recently, a well-known financial columnist suggested that annuities were a “foolish” choice. He went on to make several points to build support for his position and to gain attention for himself. This person makes his living by being contrary, by suggesting the normal way of business is [...]

By |2020-01-09T23:28:59+00:00April 29th, 2019|Annuities|

Steve Standley Brings His Retirement And Income Show To Nashville

Steve Standley Brings His Retirement And Income Show To Nashville Steve Standley, Founder of Standley Financial Group in Brentwood, TN, serves a clientele of successful professionals, retirees and those about to retire. Steve provides guidance in investments, insurance, and estate planning, concentrating on wealth accumulation, investing, and retirement planning. Steve has over 20 years of [...]

By |2020-01-09T23:30:07+00:00April 26th, 2019|Retirement And Income Radio|

Financial Dentistry

Financial Dentistry and the Often - Uncomfortable Process of Annuity Shopping   As a 20-year annuity agent, I began to recognize several years ago the uncanny parallel that the emotional process of shopping for an annuity, from your perspective as a consumer, is not all that much different than the psychological process of scheduling a [...]

By |2020-01-09T23:32:51+00:00April 25th, 2019|Annuities|

Avoid Penalties By Learning These Important Early 401(k) Withdrawal Rules

There are rules which can be followed to allow pre-mature access to your 401(k) account. A 401(k) was created by congress to allow workers to accumulate funds for retirement on a pre-tax basis. Eventually he taxes will need to be paid on your 401(k) retirement plan. Accessing the funds should be done with planning and with the goal of using them for retirement income. Life being full of uncertainty, the funds in your 401(k) can be assessed for other reasons; with that access can come unwanted or excessive taxation and penalty. Make sure you fully understand your options before taking action.

By |2020-01-09T23:34:35+00:00April 25th, 2019|401(k) Rollovers|

What Is The Definition Of Conjecture?

Conjecture: the formation or expression of an opinion or theory without sufficient evidence or proof I want you to absorb that definition because “financial conjecture” is a dangerous thing. Not only is it a dangerous thing when you accept financial conjecture from family or friends, but what about when it’s from a nationally recognized “financial [...]

By |2020-01-09T23:35:48+00:00April 24th, 2019|Annuities|

Has Conventional Money Wisdom Handcuffed You?

“The problem is too often; we simply accept conventional wisdom, which prevents us from considering other alternatives.” Roger Ibbotson, PhD It’s very telling that years after Roger Ibbotson developed the foundations of what we now consider to be “conventional money wisdom,” he has re-evaluated his position. Ibbotson, a respected economist, and former university professor, created [...]

By |2020-01-09T23:37:23+00:00April 22nd, 2019|Annuities|

How to Understand Insurance Company Financial Ratings

Insurance companies use private rating companies to determine their financial strength. The rating agencies evaluate the insurance companies as to financial strength to meet their current and future contractual obligations. These include their ability to pay current and future claims and their ability to maintain solvency during uncertain financial times.

By |2020-01-09T23:39:09+00:00April 22nd, 2019|Insurance|

Consider Using Math And Science When Planning Your Retirement

Use math, science, and reason when planning your retirement First and foremost, I want to let you know that I would never try to sell you on anything. I have learned in my 40 years of experience that if I try to talk you into something, anybody can come right along and talk you out [...]

By |2020-01-09T23:40:35+00:00April 22nd, 2019|Annuities|

The Importance Of Dental Health For Senior Citizens

The importance of observing dental hygiene stretches beyond just a smile. As teeth are one of the busiest organs of the human body, they need to be taken care of with utmost priority. Our recklessness often neglects our oral health (dental health) in eating habits and hygiene routines. Our overall wellbeing is dependent upon our [...]

By |2020-01-09T23:43:08+00:00April 19th, 2019|Insurance|