Meet Atul C. Dubal CFP: Pleasanton
Atul C. Dubal CFP received his professional designation of Certified Financial Planner™ (CFP®) from the College for Financial Planning in Denver. The Financial Planning Association (FPA) is the membership organization for the financial planning community. Its members, CFP professionals like me, are dedicated to using the financial planning process to serve the financial needs of individuals, families, and businesses and to help them achieve their goals and dreams. Atul has also been a qualified member of the prestigious organization, the Million Dollar Round Table (MDRT). MDRT is an association of life insurance and financial services advisors.
My goal is to help others achieve their retirement goals and to make sure that their important retirement funds are safe and secure.
Atul is married and blessed with two wonderful kids. Meditation, Reading, Movies & White-Water Rafting are a few of my hobbies.
Meet David Albin: Morgan Hill
David Albin believes that life is a series of great adventures – which are lived to their fullest when you have appropriately planned their funding. And so, helping you create financial solutions that bring you the greatest combinations of safety, asset value, growth, and access to funds for a lifetime of full living is always our goal.
All of our programs take into account your situations, goals, and unique concerns or needs so that you wind up with cash when you need it for now, for the significant events in your life, for your retirement and your family’s future.
David provides solutions from some of the world’s finest financial institutions, holds a degree in Economics from UCLA, and is Insurance licensed in Arizona, California, Colorado, and Nevada.
Meet Gary Ybarra: Pasadena
Gary Ybarra is a CFF (Certified Financial Fiduciary ®). As one of the Managing Partners of Gemlife Financial, Gary is focused on helping clients work toward their retirement goals through a well-thought-out strategy for retirement income, preservation, and legacy. Gary enjoys guiding people in protecting their retirement money and creating guaranteed income for life. He is specifically skilled with asset protection, retirement income planning, and tax minimization. Gary is a member of the National Association of Certified Fiduciaries® (NACFF), the National Association of Insurance and Financial Advisors (NAIFA), and of his local Chamber of Commerce in Pasadena Ca.
Gary enjoys spending time with friends and family, playing golf, and attending sporting events and regularly contributes to local and national non-profit works.
Meet Jim Junge: Folsom
Jim Junge’s career in the financial services industry has spanned nearly 20 years, with an emphasis on the Federal Market since 2009. His primary focus is on retirement income planning and structuring one’s federal benefits to decrease expenses and maximize income for the future.
As a speaker and published author on a variety of retirement income topics, both for the private sector and for federal employees, Jim stresses the importance of financial education through his writings and the seminars he offers. At the core of his philosophy and business approach is the belief that “retirement money should not be put at risk…nor does it have to be to get what you need.”
Jim founded the Benefit Services Group in 2006 to offer a variety of financial service products to his clients. He is A+ rated with the Better Business Bureau and takes great pride in his availability and service to all his customers.
Before his insurance work, Jim owned a thriving real estate construction and development company in the Bay Area for 22 years.
Jim is a graduate of UCLA and holds a Master’s Degree from the College of Notre Dame. He resides in Folsom, California, with his wife Carol, and also Meridian, Idaho.
Meet Dr. Michael A. Mason: Marina Del Rey
Dr. Michael A. Mason is a native Californian who has been Life Insurance licensed in California, becoming an independent specialist in senior estate and retirement planning with a focus on keeping his clients’ money safe and secure from loss through fixed annuities. He has helped thousands of California seniors keep and grow their funds for retirement.
Since 2001 Dr. Mason has lived in Marina Del Rey, where he maintains a healthy, active lifestyle. Michael is a proud member of the National Ethics Association since 2009. The NEA is devoted to aiding consumers with the increasingly complex task of conducting due diligence on business professionals. This results in greater peace of mind for skeptical consumers and also rewards those worthy of their trust.
Meet Michael Holt: Anaheim
Micheal Holt has been assisting clients for over 20 years to protect their assets, construct smart investment plans, and create lifelong income. Mr. Holt has helped clients move their retirement plans and savings into products that offer more protection of their principal and still provide for the growth of their assets. Among his clientele are retirees, families, employees, and officers of several Fortune 100 companies and small business owners. Michael has extensive training with all types of money and accounts, including “qualified” savings accounts such as IRAs, 401(k) ‘s, 403(b) plans, TSP, and pension plans.
Micheal is a founding senior partner with Lifestyle Income Strategies and offers free educational sessions to retirees weekly. Some of the more popular topics include annuities, life insurance, creating lifelong income streams, alternative investments, tax reduction, and avoidance strategies, and how to protect and preserve your retirement savings.
Meet Stephen Ting: Pasadena
For the past 20 years, Stephen Ting has been helping many people across the nation plan for their retirement. He is a Safe Money and Retirement Specialist focused on growing and protecting retirement assets as well as creating guaranteed incomes for life.
As an Advisor and Trainer in the financial services industry, Stephen advocates taking a systematic and holistic approach to financial and retirement planning, and has conducted many public events on the topic of wealth preservation, generating reliable retirement income, and efficiently creating a legacy.
Stephen has worked with large agencies and organizations in the past but now feels the best way to serve his clients’ best interest is to do so as an independent advisor. His passion is to continue to find the best possible solutions to meet his clients’ retirement goals and dreams.
“There is truly a sense of satisfaction knowing that we able to provide peace of mind to so many people with their retirement and legacies being secured.”
Meet Warren Elkin: Los Angeles
Warren Elkin is the experienced advocate you’re seeking.
For Warren Elkin, protecting people’s money is personal.
He watched his parents lose their life savings to fast-talking, three-piece suit wearing brokers. The experience was his inspiration for how he approaches investments and client relationships. Warren prides himself on having a personal relationship with each client. He’ll know your name, your goals and keep you updated on your investment.
Warren has over 35 years of successful financial planning experience. When you work with Warren, you only work with Warren! You won’t be pushed off to someone’s assistant.
Meet James Alden:
James believes annuities can stand on their own feet with their contractual guarantees and their unique qualities when compared to other financial instruments. He is also uncomfortable with much of the industry’s current nonsensical sales practices.
In his free time, James plays guitar and hockey when he is not meeting clients.
Meet Mark Andra: Irvine
After graduating from The Marriott School of Management with a degree in Business/Marketing, Mark immediately entered the work force at First Union Investment Corporation in San Francisco as an Income Property Broker.
Mark’s experience in real estate and mortgage lending uniquely qualifies him to speak to real estate owners and real estate professionals about their retirement needs and challenges. Coupled with his nearly 30 years of experience in Insurance and retirement planning, Mark has the unique ability to craft innovative and creative solutions that protect and grow your investments and assets.
Meet James Lamont: Novato
James Lamont, Novato California, has accepted an invitation to become an “Invited Author” on the financial website, http://www.annuity.com. James now joins an elite group of financial experts who share information about approaching retirement without market risk by authoring meaningful and useful articles focused on those retired or about to retire.
James Lamont is the founder of Lamont Financial Services, a wealth management firm in Novato, CA. James has been involved in financial planning for over 30 years, and along the way, he has obtained his Chartered Financial Consultant and Certified Life Underwriter certifications.
Winner of numerous industry awards for professional excellence, James is often asked to speak at industry conferences throughout the country. James currently resides in Novato with his three children.
Agents, Contact Us to discover how you can be included in our directory.