Kentucky -


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Meet Stephen J. Dybwad in Louisville, KY

Stephen J. Dybwad is an independent financial advisor who believes the true art of financial guidance is not so much in the accumulation of assets but is in the preservation and distribution of those assets.

Steve has been providing highly individualized financial guidance to clients across the nation for over 30 years. He is a popular speaker and lecturer and has formed several strategic alliances with accountants, attorneys, and other professionals to bring a multi-disciplined approach to the planning process.
Stephen has been active in numerous community affairs such as a board member for 24 years on Alpha Center Adult Day Services. Stephen was the 2011-2012 recipient of the Daleville Community School’s Starfish Award. This award is given to a volunteer who has made a significant impact on the school community. He also served as President of the Daleville High School PTO and President of the Daleville High School Athletic Boosters for three years.

Meet Adam Howard statewide in Kentucky

Adam Howard NSSA® is an independent financial professional who is dedicated to helping clients with the four pillars of retirement planning: health, wealth, legacy, and long-term care. Seeing his father lose his health, business, and family home in the crash of 2007 has empowered Adam to help others prepare for the unexpected.

As the Founder and President of Lifeway Retirement Solutions, he brings a wealth of knowledge and experience to his clients, providing them with customized solutions to Medicare, retirement, and legacy planning.