Adam Howard NSSA®, CFF®, is an independent financial professional who is dedicated to helping clients with the four pillars of retirement planning: health, wealth, legacy, and long-term care. Seeing his father lose his health, business, and family home in the crash of 2007 has empowered Adam to help others prepare for the unexpected.

Valenzuela Financial Management Group was founded in 1993. Starting with an educational approach to financial services, we have developed into a firm that focuses on bringing financial solutions to baby boomers, those approaching retirement and retirees. Since 2000, we all have seen financial changes in the market impact the retirement goals of people age 50+. As a result, people today need to plan differently. Cost of living, college, medical, housing and living expenses continue to rise. How one prepares and manages financially today is more important than ever.

James Grazioli has been a Florida resident since 1975. James has been married to his wife Becky since 1985. James is the President of Comprehensive Financial Group Inc. and has been a Financial Service Professional licensed in Florida since 1991, with zero complaints and an impeccable reputation. James gives a personal touch to his clients, helping them with their financial and retirement needs. Many of these clients are retirees, professionals, and business owners.

Eric Hutter is the host of the Safe Money Radio Show, a national presenter of Safe Money Concepts. He is proud to help individuals across the nation protect their retirement savings. “Over the decades, I have guided people to protect millions in retirement assets, not one of these people ever lost a dime to market fluctuations. There is great joy in being able to help people have peace of mind about their financial future.” He and his wife, Laura, reside in Florida. They are family-oriented and proud to be closely connected to their 14 nieces and nephews. They are enjoying activities such as boating, fishing, biking, hiking, and reading.

Derrick Loflin specializes in helping individuals and families prepare financially for retirement with the proper Safe Income Planning Strategies, educating clients on options to generate more retirement income and how to not only securely protect their money but also provide strategies to grow their money during uncertain economic environments. Derrick’s career in the Financial and Insurance Industry started a few years before the 2008 economic crash. He has more than 15 years of experience helping people protect and grow their money. Derrick has assisted hundreds of individuals and couples over his career by creating a solid financial foundation, as well as generating a secure retirement income that they cannot outlive.

Bobby brings over 40 years of insurance experience and knowledge to his clients. He is a Certified Financial Fiduciary, currently licensed for health, life insurance, and annuities sales and marketing. His responsibilities have included Marketing and sales to individuals and groups, Working with multiple decision-makers at various levels to secure accounts, and Performing dual role functions of business-to-business and business-to-consumer sales. In the most recent 20 years, he has managed and grown his existing client base, concentrating on retirement income.