Municipal Bonds, Know Their Secrets Before Investing

Are you interested in investing in Municipal Bonds? They can provide great benefits if there benefits match up with your goals. Be careful; make sure you know how they work and how to maximize your investment and learn the disadvantages. Mutual bond do have a place in many portfolios, but use caution and make sure you fully understand the advantages and disadvantages.

By |2021-10-26T08:01:45+00:00October 24th, 2021|Annuities, Bonds|

What Happens To Bonds and Annuities If Interest Rates Rise

Just a simple rate movement over time of 3% (3.25% discount rate) would reduce the actual value of all inforce US Treasuries by as much as 40% of their market value. Think what would happen if interest rates went even higher? Disaster would loom and trillions of dollars would evaporate if these assets were liquidated. Of course there would be a winner: the US Taxpayer. Treasuries would be replaced with a higher earning interest rate bond, but at a far less value a third of its market value of the original bond.

By |2021-10-21T18:34:19+00:00October 21st, 2021|Annuities, Bonds|

Is Investing In Bond Mutual Funds A Good Idea? Let’s Look at The Disadvantages

Look before you leap when it comes to bond mutual funds. Bond funds are similar to stock mutual funds in that they are pooled investments under the control of a fund manager who makes investment decisions. The most significant difference between the two is that a bond fund contains a selection of bonds, rather than [...]

By |2021-10-11T16:21:43+00:00October 11th, 2021|Bonds|

Should You Have A Bond Fund Or Bond ETF In Your Portfolio?

“Both bond funds and bond exchange-traded funds (ETFs) invest in baskets of bonds or other debt instruments. Bond funds consist of pools of capital from investors and have a manager who decides where to invest. Bond ETFs consist of an index of bonds whose goal is to match the returns from an underlying index.” George [...]

By |2021-09-25T00:40:39+00:00September 23rd, 2021|Bonds, Retirement Planning|

To Bonds Or Not To Bonds That Is The Question

Have bonds earned a place in your portfolio? Beginning in 2020, the Federal Reserve cut interest rates to multi-decade lows, dropping the rate on 10-year Treasuries from a robust 2% to 0.5%. This steep decline was a blow to savers, especially those who traditionally look to bonds as safety anchors for their retirement portfolios. Since [...]

By |2021-08-28T15:26:02+00:00August 6th, 2021|Bonds|

What Is A Short-Selling Squeeze

"Depending on to whom you listen, the recent GameStop "short squeeze" affair will have little to no impact on long-term investors, or… it will change everything."-Eric Coons If you saw the film The Big Short, starring Christian Bale, then you have undoubtedly heard of the standard Wall Street practice of "short selling." While there are [...]