What is a “Black Swan” event and how could it affect your retirement plans? “Go ask your portfolio manager for his definition of “risk,” and the odds are that he will supply you with a measure that excludes the possibility of the Black Swan-hence one that has no better predictive value for assessing the […]
Have you ever thought about that? If you knew that you would never lose your money, what type of investment would you choose? The fact that you are exempt from a loss would free you of the worry of concern about any investment, and you would merely choose a category that potentially had the highest […]
Annuities and Asset Protection: What you need to know! Joe Richmond (not his real name) followed every bit of advice his financial planner gave him. He paid himself first and accumulated a very nice emergency fund. He maxed out his employer-matched qualified plan, invested in income-producing assets, looked for any tax savings, and started a […]
Annuities have a long and important history dating to the Roman Era Annuities have a long history dating back to the Roman Era when they were used as a form of gratification for loyal soldiers. These early annuities were given to soldiers as a thank you for military service. The first mention of annuities was […]
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