Creating an exit strategy should be a top priority when planning for retirement. An exit strategy is simply a plan of action to ensure that you can continue to sustain your lifestyle long after entering the distribution phase of retirement. This is when you start withdrawing and using your hard-earned retirement funds—but it’s important not […]
Estate planning is organizing and managing your assets to ensure their proper distribution after death or incapacitation. It can be daunting, but it’s necessary for financial and legal protection. In this article, we’ll outline estate planning, including what constitutes an estate, components of an estate plan, estate planners & attorneys, the final distribution of assets, […]
Make sure you get and understand all the facts before making any critical decisions. Do you remember the TV show “Dragnet” from the 1960s? The show star was Sergeant Joe Friday, played by Jack Webb. It seemed like at least once on each show Sgt. Friday would tell someone, “we just want the facts; that’s […]
Today, I walked into a coffee shop and saw a friend I hadn’t seen for years. We sat down with our coffees and started “catching up.” When he asked me what I did for a living, I told him that I sell annuities. “I help people create their own private pensions, their own’ paychecks for […]
Does your Retirement RV have a flat tire? Here’s a statistic you’ve probably read – each and every day since January 1, 2011, 10,000 Baby Boomers have been turning 65 and are retiring, heading to Social Security. And, they’re going to keep retiring, 10,000 per day every day, until the year 2030. Let me introduce […]
Is Time still on your side or has it already left you Remember that beautiful song “Time Is On My Side,” it was a huge hit by The Rolling Stones in the 1960s? (Admit it – just now, when you read the song title in the sentence above, the dulcet tones of Mick Jagger’s […]
Recently I got a new roof for my home and, of course, it came with a guarantee. Well, that got me to thinking about all the different kinds of guarantees, and why some things we buy have guarantees and other things we purchase that should have a guarantee don’t have one. Let me tell you […]
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