Articles By Phyllis McGavick

December 11, 2024

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When I talk with people about retirement planning, I immediately emphasize that there’s no one-size-fits-all approach. Everyone’s goals, needs, and lifestyle choices are unique, and so are the best strategies. . .

November 25, 2024

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Fixed annuities may play an important role in retirement planning, especially as traditional pensions become less common. While some approach annuities cautiously, understanding how fixed annuities work can help individuals. . .

October 29, 2024

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Coordinating for a Harmonious Future Retirement planning may be complex and may increase when it involves coordinating between partners. To ensure a harmonious and financially secure retirement, effective communication and. . .

September 29, 2024

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Retirement planning is a crucial aspect of financial management, especially for conservative investors prioritizing safety over high returns. This approach typically involves a cautious investment strategy to preserve capital while. . .

August 24, 2024

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Understanding Their Benefits and Addressing Past Missteps Annuities have long been a staple in financial planning, particularly for those seeking a stable and predictable income in retirement. These insurance products,. . .

July 24, 2024

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Planning for retirement may be challenging under any circumstances, but it becomes even more daunting in a volatile market. Economic uncertainties, market fluctuations, and geopolitical events may all contribute to. . .

June 24, 2024

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As retirement nears, many individuals feel unprepared and anxious about their financial future. The temptation to rationalize our lack of preparedness may be strong, offering temporary comfort but ultimately preventing. . .

May 24, 2024

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Retirement planning is crucial for ensuring a secure financial future, especially for individuals approaching retirement age. One of the most effective strategies for boosting retirement savings is utilizing catch-up contributions.. . .

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