Articles By Derrick Loflin

Derrick Loflin specializes in helping individuals and families prepare financially for retirement with the proper Safe Income Planning Strategies, educating clients on options to generate more retirement income and how to not only securely protect their money but also provide strategies to grow their money during uncertain economic environments.Derrick’s career in the Financial and Insurance Industry started a few years before the 2008 economic crash. He has more than 15 years of experience helping people protect and grow their money. Derrick has assisted hundreds of individuals and couples over his career by creating a solid financial foundation, as well as generating a secure retirement income that they cannot outlive.
February 14, 2023

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Just because you retire does not minimize the importance of your credit. How you manage finances during retirement can impact your credit and thus your ability to borrow or increase. . .

January 20, 2023

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The word annuity in and of itself is an enigma. What is an annuity? In its purest form, an annuity is a contract between an individual and an insurance company. . .

November 22, 2022

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It’s no secret that saving for retirement can be a challenge. Between the rising cost of living and the uncertainty of the future, it can be challenging to set aside. . .

October 18, 2022

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Like many Americans, you may have money in your 401(k) or IRA plan. For most people, contributing to an IRA is wise, especially if your employer matches all or part. . .

November 13, 2023

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When it comes to money, inflation is like a termite: It’s small and seemingly innocuous initially, but it can do severe damage over time. Inflation is the gradual increase in. . .

August 10, 2022

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Nobody likes debt. It’s stressful, it can be hard to manage, and it can be frustrating. But unfortunately, a lot of us have debt. Luckily, there are ways to manage. . .

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