Articles By Dave Mello

Dave Mello is the founder and President of Horizon Retirement Advisors, LLC.“My greatest joy as an Elder Planning Advisor and Mature Asset Specialist is to see my clients living a comfortable and secure retirement free from financial threats. Many Seniors seek advice amidst a sudden catastrophic loss that costs them their life savings and threatens their assets. Others have witnessed these dangers and, with my help, we’re able to avoid it.” Dave MelloWhether you are concerned about outliving your retirement, paying too much Social Security tax, protecting yourself from nursing home “spend-down” or preserving your assets for future generations, please use me as a trusted source.I am passionate about the work I do with Seniors, and my goal is to educate and inform my clients so they feel confident in the decisions that will shape their future.”
May 3, 2024

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While it’s not the most pleasant topic, the reality is that most of us will require some form of long-term care at some point in our lives. Long-term care goes. . .

May 3, 2024

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For millions of Americans, the dream of a secure and comfortable retirement is increasingly challenged by inflation, eroding the purchasing power of savings and forcing difficult financial decisions. With the. . .

May 3, 2024

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The latest update from the Social Security Administration’s Monthly Statistical Snapshot, as of November 2023, has set the new average monthly retirement benefit at $1,845. At first glance, this amount. . .

May 3, 2024

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Financial literacy has always been an important skill, but as we move into 2024, its significance is becoming increasingly paramount. In a world where economic landscapes are rapidly changing and. . .

May 3, 2024

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Longevity risk, the possibility of outliving one’s financial resources, is a significant concern for conservative investors, particularly those nearing or at retirement age. As a retirement planner, addressing this risk. . .

May 3, 2024

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Women in Retirement: A Deep Dive into Economic Challenges and Solutions When juxtaposed with men, women’s retirement resources highlight disparities in lifetime earnings, career interruptions, and systemic biases. Understanding these. . .

May 3, 2024

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Secure Your Retirement: A Look at the Different Types of Annuities” Confused about annuities? You’re not alone! The world of annuities can be overwhelming but choosing the right one can. . .

May 3, 2024

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As baby boomers approach retirement, they face an economic landscape vastly different from what their parents encountered. Gone are the days when a company pension and Social Security were enough. . .

May 4, 2024

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Will the stock market volatility reduce your retirement funds? Saving for retirement can be daunting, but securing your future financial stability is essential. The market can be unpredictable, with sudden. . .

May 4, 2024

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Most of our Veterans and their widows are unaware of all the benefits that are available to them through the Veterans Administration. Nearly two million Veterans or their widows are. . .

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