Articles By Dave Mello

Dave Mello is the founder and President of Horizon Retirement Advisors, LLC.“My greatest joy as an Elder Planning Advisor and Mature Asset Specialist is to see my clients living a comfortable and secure retirement free from financial threats. Many Seniors seek advice amidst a sudden catastrophic loss that costs them their life savings and threatens their assets. Others have witnessed these dangers and, with my help, we’re able to avoid it.” Dave MelloWhether you are concerned about outliving your retirement, paying too much Social Security tax, protecting yourself from nursing home “spend-down” or preserving your assets for future generations, please use me as a trusted source.I am passionate about the work I do with Seniors, and my goal is to educate and inform my clients so they feel confident in the decisions that will shape their future.”
October 24, 2024

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As the population ages, the complexities of retirement become increasingly apparent. While many view retirement as a time for leisure and enjoyment, financial planning for later years is fraught with. . .

September 19, 2024

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Use the contractual guarantees of annuities to build your retirement income. Every decade people are living longer. From 1960 to 2019, the average life expectancy of Americans rose from 70. . .

August 28, 2024

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Understanding the Importance of Credit Scores Throughout Your Lifetime Credit scores play an important role in financial health and may significantly impact various aspects of life. Maintaining a good credit. . .

July 29, 2024

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Relocating during retirement may offer numerous benefits, from lowering your cost of living to improving your quality of life. However, deciding to move is complex and requires careful consideration of. . .

May 22, 2024

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Okay, getting laid off close to retirement is a huge bummer. It throws a wrench into your plans and may make you doubt everything. But remember, it’s not the end. . .

April 24, 2024

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While it’s not the most pleasant topic, the reality is that most of us will require some form of long-term care at some point in our lives. Long-term care goes. . .

February 21, 2024

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For millions of Americans, the dream of a secure and comfortable retirement is increasingly challenged by inflation, eroding the purchasing power of savings and forcing difficult financial decisions. With the. . .

January 9, 2024

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The latest update from the Social Security Administration’s Monthly Statistical Snapshot, as of November 2023, has set the new average monthly retirement benefit at $1,845. At first glance, this amount. . .

December 15, 2023

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Financial literacy has always been an important skill, but as we move into 2024, its significance is becoming increasingly paramount. In a world where economic landscapes are rapidly changing and. . .

October 5, 2023

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Women in Retirement: A Deep Dive into Economic Challenges and Solutions When juxtaposed with men, women’s retirement resources highlight disparities in lifetime earnings, career interruptions, and systemic biases. Understanding these. . .

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