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“If you are preparing to purchase an annuity, you will need to decide when you want your stream of periodic payments to begin. The time when the income stream turns. . .
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If you have been looking for a financial advisor or retirement and income specialist recently, you may have run across the term “fiduciary.” Fiduciary rules have been in the news. . .
There are few things we can control in life; we cannot control tax increases, inflation, crashes in the market, or unexpected health crises. You can control how you plan. . .
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In September 2020, the Federal Reserve ended its two-day policy meeting by announcing its intention of keeping interest rates at their current all-time lows until 2023. Since 70% of the. . .
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There’s a gremlin nibbling away at your wealth as fast you can accumulate it. It’s a real threat operating under a rather benign-sounding name, “opportunity cost.”- Michael Masor Opportunity cost. . .
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“Some retirees find they can add 6-8 years to their retirements by moving. But there are lots of things to consider before doing so.”-Dana Trenchfield It’s common for seniors who. . .
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If you are over 50, your financial advisor, agent, or CPA has probably mentioned the need for some protection against the potentially disastrous costs of long-term care. Knowing that retirees. . .
According to a recent Harris Survey, people who take a lump sum from their employer-sponsored retirement plan are depleting those funds fast. 1 in 5 retirees has exhausted it completely.. . .
Like most people, I have found myself challenged by the fallout from the COVID-19 pandemic. The social consequences are genuine, and so is the financial impact as millions of Americans. . .
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Sparked by the current pandemic, sales of a relatively new type of annuity have seen a 38% increase over the last year, according to estimates by the Secure Retirement Institute.. . .
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