Articles - Annuity.com

The Huge Difference In Your IRA Between Accumulation And Distribution

November 28, 2018/in Annuities, Retirement Planning/by Library of Financial Articles

For accumulation and Distribution, be sure you understand your options. Most people today face the daunting task of living off their retirement savings for the rest of their lives. Traditional pensions are in the minority these days as more and more companies and institutions move away from them. One of the most overlooked aspects of […]

The Three Biggest Misunderstandings About Annuities.

November 27, 2018/in Annuities/by Betty Arellano

Don’t be mislead by annuity gossip. Misunderstanding: If you die owning an annuity, the company keeps the money. Annuities are contracts and as such have a designated beneficiary. In the event of death, the amount of funds in an annuity are passed immediately and directly to the beneficiary without the need for probate. By naming […]

Five Tips For Cybersecurity Consciousness

November 25, 2018/in Estate Planning, Investing/by Library of Financial Articles

Americans’ top worries about crime are “having your personal, credit card or financial information stolen by computer hackers” and “being the victim of identity theft,” according to a Gallup survey published in late 2020. In a world that is going increasingly digital, we must all adapt, and retirees are no exception. A few years back, […]

Is It Time For The Truth?

November 21, 2018/in Investing/by Jim Junge

Somewhere at the intersection of “I told you so” and “I wish I wasn’t right”, lies your worry and angst of losing your retirement funds in the Wall Street Casino – unless you had the wisdom and foresight to transfer at least some of your nest egg into the safety, stability and guaranteed growth of […]

Small Fees Can Mean Big Impact on Your 401(k) Growth

November 19, 2018/in Retirement Planning/by Bill Broich

Seemingly insignificant charges in retirement plans can add up! So much fine print goes unread. Few people realize how significantly 401(k) account fees can impact their retirement savings efforts. AARP recently conducted a poll of 401(k) participants and the results were eye-opening: 71% incorrectly assumed that they paid no account fees at all, and […]

Balanced Investment Strategy Guide

November 19, 2018/in Investing/by Bill Broich

Balance your investments to maintain stability Building a well balanced and diversified portfolio is a solid approach and plan for the conservative investor. There is an old saying about investing: “Bears make money, Bulls make money, but hogs get slaughtered.” Choosing to invest with a balanced plan allows for the opportunity to weather huge increases […]

Is There An Ideal Age To Purchase An Annuity?

November 13, 2018/in Annuities/by Eric Hutter

Modern annuities originally had a singular purpose: converting lump sums of money into income streams that would either last for a lifetime or some predetermined period. They were designed with retirees in mind, particularly those who needed a dependable income source to augment Social Security or other capital such as pensions or 401 (K) plans. […]

When Should I Take A Profit?

November 5, 2018/in Annuities/by Robert Kelly

To Take Profit or Not to Take Profit?: That is the Question. With all the volatility that we see in the market these days, it is incredibly stressful trying to decide what to do next if you have money in the market. Is this just a temporary correction in the market that I can wait […]

Five Reasons Women Should Consider Annuities For Retirement

November 2, 2018/in Annuities, Retirement Planning/by Lisa Cassidy

5 reasons women should consider using annuities to create more prosperous, less stressful retirements If you’re a woman in or near retirement, let me ask you this: “How do plan to take what you’ve so diligently saved and turn it into a lifetime stream of dependable, predictable, tax-advantaged income?” If you’re like many of us, […]

The Myth And Realities Of Your Average Rate Of Return

October 29, 2018/in Investing, Retirement Planning/by Library of Financial Articles

This is the single most factor that everybody gages their investment decision “What is the rate of return?” and it depends on who you ask. If you ask an investment broker, he is going to tell you the average rate of return on XYZ mutual fund is 6%. But what you want to know is […]