I’ve always been a fierce proponent of “practicing what you preach.” When I buy a car, I always ask the salesman “what do you drive? What does your wife drive?” When deciding on a home improvement project, I ask the contractor: “If it was your Mother’s home, what would you recommend?” You get the idea. […]
Did you know that in September of 2013 the Dow Jones Industrial Average was hovering at the same level it was 14 years before? The stock market can be advantageous during specific time periods, but brutal during other times. Dreams can be crushed, retirement plans delayed. Can you afford to keep rebuilding your wealth every […]
Every once in a while someone will say to me, “ I heard that annuities are bad, is that true?” It’s usually because they came across an article on the internet that was bashing annuities or maybe a friend of theirs told them to stay away from annuities because you can lose money and they […]
Recently I got a new roof for my home and, of course, it came with a guarantee. Well, that got me to thinking about all the different kinds of guarantees, and why some things we buy have guarantees and other things we purchase that should have a guarantee don’t have one. Let me tell you […]
In your retirement years, it is essential to not rely on Social Security as your only source of income, especially if you plan on being comfortable in the golden years of your life. 95% of Americans think “I have assets outside of only relying on Social Security, like my 401(k)”, but still don’t have a […]
By Brad Pistole, Certified Financial Fiduciary® (CFF) On July 22nd, 2018, the world’s oldest person died at the age of 117. Yes, you heard me correctly, she was 117 years old. She was born in May of 1901, and her family and friends knew her as “The Goddess.” The new oldest person alive is 115 […]
The popularity of tax-deferred annuities has increased since the 1970’s into a natural choice for safe money alternatives for many Americans. The primary reason is the lack of exposure to market risk and the contractual guarantees provided by these products. Many of the benefits that first attracted consumers to annuities, tax deferral, and probate avoidance, […]
As it applies to our daily lives, the word ‘structure’ normally has a positive connotation. Merriam-Webster’s defines the word as a “coherent form or organization.” In a world that seems increasingly chaotic every day, it would be desirable then to have more coherency and organization. When it comes to planning our finances, structured notes and […]
Have you ever considered that sharks might be after your retirement money? Do you ever feel like you’re bleeding in the water, and there are a bunch of sharks surrounding you? Many brokers are aggressive people. They will do almost anything to get your money; some even pretend to care about you. I have to […]
Bulls, bears, up, down, who knows? There are numerous indicators that the current stock market could be subject to a slip into a full-blown “Bear” market. This would convert to longer-term losses in equities as well as a significant shift in investments to bonds and annuities. With a bear market can also come exposure to […]
Practice What You Preach
/in Annuities/by Rick J. HahnI’ve always been a fierce proponent of “practicing what you preach.” When I buy a car, I always ask the salesman “what do you drive? What does your wife drive?” When deciding on a home improvement project, I ask the contractor: “If it was your Mother’s home, what would you recommend?” You get the idea. […]
Can You Afford To Lose Another Decade of Wealth
/in Annuities/by Library of Financial ArticlesDid you know that in September of 2013 the Dow Jones Industrial Average was hovering at the same level it was 14 years before? The stock market can be advantageous during specific time periods, but brutal during other times. Dreams can be crushed, retirement plans delayed. Can you afford to keep rebuilding your wealth every […]
Are Annuities Good Or Bad?
/in Annuities/by Library of Financial ArticlesEvery once in a while someone will say to me, “ I heard that annuities are bad, is that true?” It’s usually because they came across an article on the internet that was bashing annuities or maybe a friend of theirs told them to stay away from annuities because you can lose money and they […]
Experts And Guarantees
/in Annuities/by Rick DennisRecently I got a new roof for my home and, of course, it came with a guarantee. Well, that got me to thinking about all the different kinds of guarantees, and why some things we buy have guarantees and other things we purchase that should have a guarantee don’t have one. Let me tell you […]
Social Security Could Be Gone Sooner Than You Think
/in Social Security/by Library of Financial ArticlesIn your retirement years, it is essential to not rely on Social Security as your only source of income, especially if you plan on being comfortable in the golden years of your life. 95% of Americans think “I have assets outside of only relying on Social Security, like my 401(k)”, but still don’t have a […]
Will Your Retirement Accounts Last You To Age 117?
/in Annuities/by Brad PistoleBy Brad Pistole, Certified Financial Fiduciary® (CFF) On July 22nd, 2018, the world’s oldest person died at the age of 117. Yes, you heard me correctly, she was 117 years old. She was born in May of 1901, and her family and friends knew her as “The Goddess.” The new oldest person alive is 115 […]
Use The IRS Section 1035 To Find The Highest Yield For Your Annuity
/in Annuities/by Bill BroichThe popularity of tax-deferred annuities has increased since the 1970’s into a natural choice for safe money alternatives for many Americans. The primary reason is the lack of exposure to market risk and the contractual guarantees provided by these products. Many of the benefits that first attracted consumers to annuities, tax deferral, and probate avoidance, […]
Do We Really Need This Type Of Structure In Our Lives?
/in Investing/by Library of Financial ArticlesAs it applies to our daily lives, the word ‘structure’ normally has a positive connotation. Merriam-Webster’s defines the word as a “coherent form or organization.” In a world that seems increasingly chaotic every day, it would be desirable then to have more coherency and organization. When it comes to planning our finances, structured notes and […]
Brokers – Are They Working For Their Retirement Or Yours?
/in Annuities/by Chad OwenHave you ever considered that sharks might be after your retirement money? Do you ever feel like you’re bleeding in the water, and there are a bunch of sharks surrounding you? Many brokers are aggressive people. They will do almost anything to get your money; some even pretend to care about you. I have to […]
Concern Over A Bear Market Places Annuities In Demand
/in Annuities/by Bill BroichBulls, bears, up, down, who knows? There are numerous indicators that the current stock market could be subject to a slip into a full-blown “Bear” market. This would convert to longer-term losses in equities as well as a significant shift in investments to bonds and annuities. With a bear market can also come exposure to […]