Annuities: A Safe, Predictable Retirement Strategy

Annuities provide a secure way to grow your savings, protect your principal, and ensure lifelong retirement income. Explore the options below to find the right fit for your financial future.

“Protect your savings, grow your money, and create predictable income for life with an annuity.”

*Guarantees are subject to the claims-paying ability of the issuing insurance company

What is an Annuity?

A Smart, Safe Way to Secure Your Retirement

An annuity is a long-term financial product issued by an insurance company that may help grow your savings, provide tax deferral, and, in some cases, offer guaranteed income.*

Steady, reliable income for life.

Protection from market downturns.

Tax-deferred growth:

Tax-deferred growth: (taxes on interest earnings are deferred until withdrawal, at which point they are subject to ordinary income tax rates. Consult a tax professional for specific advice.

Whether you want guaranteed growth, lifetime income, or tax advantages, annuities offer flexible solutions to fit your needs.

SPIA vs. Other Retirement Income Options

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Terms like “Best For” and “Key Benefit” match search intent

Annuity Type
Best For
Key Benefit
Term Options

MYGA (Multi-Year Guaranteed Annuity)

You want a safe, CD-like return

Fixed guaranteed rate for 3-10 years

3, 5, 7, 10 years
(Learn More)

Fixed Annuity

You want stable growth with guaranteed interest

Steady, tax-deferred growth

5-10 years
(Learn More)

Fixed Indexed Annuity (FIA)

You want growth potential with no market risk

Gains linked to market performance, but no losses

5-15 years
(Learn More)

SPIA (Single Premium Immediate Annuity)

You need immediate guaranteed income

Converts savings into guaranteed lifetime payments

Lifetime or Period Certain
(Learn More)

DIA (Deferred Income Annuity)

You want future income security

Lock in future income now, payouts begin later

Lifetime or Period Certain
(Learn More)

QLAC (Qualified Longevity Annuity Contract)

You want to defer Required Minimum Distributions (RMDs)

Defer taxes and guarantee income later in life

Payouts start at age 80-85
(Learn More)

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Find the right annuity for your retirement.

FAQs

Have questions about annuities? Here are the answers to the most common questions we receive:

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