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Is your retirement account acting like a YoYo? With the nightly news comes the report on the day’s happenings in our national stock markets. Every day brings what has happened to America’s investments. The movement in the market affects more than 50% of America’s retirement funds. Some days it increases, and some days it decreases. [...]

By |2020-04-15T20:58:18+00:00January 9th, 2020|Annuities|

What Drives Your Financial Decisions?

 What drives your financial decisions? Is it Greed? Fear? Common sense? Some Psychologists say that most people make most financial decisions in that order. The highest percentage starting with Greed, then Fear, and finally, common sense. It has been my experience that that order may very well be correct.   Let's discuss each of these: [...]

By |2020-04-15T01:16:46+00:00January 9th, 2020|Retirement Planning|

Should You Invest In Gold Consider These Pros and Cons

For centuries gold has been an asset that many have used as their basis for wealth. Ownership of gold also means you own a direct relationship to volatility. No other asset in the past hundred years has reflected volatility more than gold. If you are concerned at all about volatility, especially with your important retirement funds that must remain [...]

By |2020-04-16T00:20:48+00:00January 9th, 2020|Investing|

Will Your Family Be Affected By The Secure Act

The SECURE ACT took effect 1/1/2020: Will your family be affected? When it comes to finding new ways to siphon more money out of middle-class taxpayers' pockets, there is no shortage of great ideas on Capitol Hill. Take the clumsily-titled Setting Every Community Up for Retirement Act (SECURE Act), for example. The SECURE Act, which became [...]

By |2020-04-15T01:08:35+00:00January 7th, 2020|Retirement Planning|

DO ETFs Signal The Demise Of The Mutual Fund

The first American mutual fund started in 1928, now there are 9,599 active mutual funds holding $21 Trillion Opened to investors in 1928 and widely regarded as the first modern mutual fund, the Massachusetts Investors’ Trust is the progenitor of the well-known MFS Investment Management mutual fund firm. Later that same year, the Wellington Fund [...]

By |2020-04-13T20:23:13+00:00January 7th, 2020|Investing|

Can Contentment Cause People To Be Blind To Danger

What is it about contentment that causes people to be blind to danger? A parable, as defined by http://www.dictionary.com, is a short allegorical story designed to illustrate or teach some truth, religious principle, or moral lesson. The parable we are talking about today is to teach a truth about people and how they behave. The age-old [...]

By |2020-04-16T17:59:48+00:00January 7th, 2020|Retirement Planning|